For an optimal experience please rotate your device to portrait mode
Add more smiles to your life! Sign up for an ADIB Smiles Covered Card and earn Smiles Points to redeem for shopping, travel and dining
No Cards available based on your filter selection
Smiles Rewards is a UAE loyalty programme powered by e& (Etisalat). Earn Smiles Points on every eligible purchase and redeem at 1,000+ partner brands.
Etisalat bill payments
Careem rides
Food and grocery via Smiles App
Shopping vouchers
Flights on 1,000+ airlines
Hotels at 50,000+ properties worldwide.
Every Smiles Point earned with an ADIB Covered Card is derived from ADIB Shareholders' funds - fully Shari'a-compliant.
Both ADIB Smiles Covered Cards are free from Murabaha profit charges (Riba) and uncertainty (Gharar). Smiles Points derived from Shareholders' funds.
A Leading Islamic bank with a Strong Customer Franchise
Locate your nearest ADIB Branch, ATM, CCDM or Smart Teller
Got a question? We are here to help you
Write, call or send a message
