Short Term Investment Account
Accounts

Short Term Investment Account

The ADIB Short Term Investment Account offers daily access to your wealth along with the possibility to earn a higher profit rate (compared to a regular Savings Account) for investment amounts starting at AED 10,000/-.

Key Benefits

  • icon A Higher Expected Profit Rate
  • icon Standing Instructions
  • icon Foreign Currency Remittances
  • icon Account Statements
Profits

A Higher Expected Profit Rate

A Higher Expected Profit Rate

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A higher profit rate is expected for ADIB Short Term Investment Account holders (compared to a regular Savings Account). Profits are calculated daily and credited to your account on a monthly basis.

Standing Instructions

Standing Instructions

Standing Instructions

​ Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.

Currency

Foreign Currency Remittances

Foreign Currency Remittances

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in USD and GBP.

Benefit

No Fall Below Fees

No Fall Below Fees

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If the account balance drops to 0.00 AED.

E-Statement

Account Statements

Account Statements

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Your account statements are also sent to you by postal mail on a quarterly basis.

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Customer Profit Rate for June 2025
Tier 10 K - 500 K 500 K - 2000 K 2000 K - 5000 K > 5000 K
AED & USD 0.65% 0.66% 0.67% 0.68%
EUR 0.65% 0.66% 0.67% 0.68%
GBP 0.65% 0.66% 0.67% 0.68%
CAD 0.65% 0.66% 0.67% 0.68%
JPY 0.65% 0.66% 0.67% 0.68%
Profit Rate for Islamic Credit Card Cover 0.65%
  • Above are the actual profit distribution rates for AED & USD deposits for June 2025. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB’s Banking Services Agreement.
  • Please note that profit distributions to Short Term investment account is on monthly basis.

How is this Shari'a compliant?

This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.

Important Information

Important Information

Documents you'll need

  • Original passport (for UAE nationals & Residents). For joint account holders, both parties must submit their original documents.
  • Valid Emirates ID (for UAE Nationals & Residents)
  • A minimum fixed investment of AED 10,000/- is required
document

Profit Rates

Profit Rates

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