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Savings and Investments

Business Savings Account

Open an ADIB Business Savings Account or increase your existing account balance to get up to 4.5% expected profit rate per annum

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Key Benefits

  • icon Earn expected profit rate of up to 4.5% per annum!
  • icon Free 5 monthly teller transactions
  • icon Free Business Classic Debit Card
  • icon Expected profits calculated monthly and credited quarterly
  • icon Available in select currencies
  • icon No maintenance fees
  • icon Standing Instructions
benefit

Earn expected profit rate of up to 4.5% per annum!

Earn expected profit rate of up to 4.5% per annum!

Simply apply for a new AED or USD ADIB Business Savings Account or increase the balance of your existing AED or USD ADIB Business Savings account with a minimum of AED 1,000,000 in fresh funds (or equivalent in USD).

Offer valid from 1 JUL TO 30 SEP 2026.

View Terms and Conditions for details and minimum & maximum fresh funds eligibility.

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Free 5 monthly teller transactions

Free 5 monthly teller transactions

Up to 5 monthly free teller transactions

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Free Business Classic Debit Card

Free Business Classic Debit Card

Free ADIB Business Classic Debit Card

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Expected Monthly Profits credited quarterly

Expected Monthly Profits credited quarterly

Profits are calculated on a monthly basis and credited to your account quarterly

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Available in select currencies

Available in select currencies

Open your account in select currencies

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No maintenance fees

No maintenance fees

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Standing Instructions

Standing Instructions

Ability to set standing instructions to make payments for regular transactions (bill payments, transfers, donations or instalments)

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*In the Mudarabah Accounts (including the investment deposits) the Bank will not guarantee any profits, or repayment of any part or entire portion in respect of Mudarabah Account’s balance, also these accounts are exposed to potential losses which may even affect the principle amount of the funds deposited in Mudarabah Accounts.

Documents you'll need

  • Trade License / Share Certificate / Incorporation Certificate
  • Signer Passport & Original Emirates ID
  • Partners Passport & Emirates ID
  • MOA
  • POA (if applicable)
  • Enity Address Proof
  • Personal Address Proof
*Additional documents may be requested according to ADIB policies and procedures

Eligibility

Maintain a minimum monthly balance of AED 5,000 or equivalent in other currencies in order to be eligible to earn profit.

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