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70,000 Smiles points upon sign up! Complimentary 90-day subscription to Smiles Unlimited, 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter
Enjoy Buy 1 Get 1 Free and other discount deals on the Smiles app
Get 70,000 Smiles points upon sign up and 90-day complimentary subscription to Smiles Unlimited which includes Buy 1 Get 1 offers, free delivery on food & grocery orders, waived home service fees, and more.
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Redeem your Smiles points to book flights with over 1,000 airlines and hotel stays at any of the 50,000+ hotels worldwide
Drive with complete peace of mind as your ADIB Smiles Visa Signature Card entitles you to FREE roadside assistance Free Unlimited City Limit Towing Services,Inter Emirate Towing limited to 3 times in a year, Jump Start Services, Flat Tyre Service,Lock Out Service Free Fuel Delivery Service, and Free transportation Vehicle Registration Service.
To avail roadside assistance service please call 600-542010.
Show your ADIB Smiles Visa Signature Card at the standard valet parking desk and get 4 complimentary visits every month at selected locations. (Click here for a list of locations)
ADIB has partnered with prestigious retailers to ensure you get the best from your shopping. We even SMS you from time to time so you don’t miss out on the best offers.
Download ‘Visa Airport Companion App’ (VAC) app on your Apple or Android device today and explore the Airport lounges available for you worldwide. For more details, click here
The 24-hour concierge provides ADIB Covered Cardholders with a personaltravel assistant. The concierge will take care of all practical considerations, so you can make the most out of every moment.
Travel arrangements (Booking flights, Hotel reservations, Hotel transfers, Car hire, and Tourist activities)
You can now travel the world with ease knowing that you will always have the assistance you deserve.
The card covers you, your spouse and up to 5 children (age limit of 75 per individual), while travelling.
Cover includes: Medical cover ,Personal cover, and Travel inconvenience cover
Purchase Protection
Customers will be protected against unauthorized transactions or fraudulent use of their card by unrelated third parties. This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature Cardholders.
Balance Transfer: Use Balance Transfer facility on your Card by calling 600 543216
Cash on Call: Transfer cash from your Card to a selected bank account by calling 600 543216
Easy Installment Plan: With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.
** T&Cs apply on Balance Transfer, Cash on Call and Easy Installment Plan
Read more about Balance Transfer
Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.
For your convenience there are numerous ways to make your ADIB Covered Card Payment.
Click here for a list of all the Covered Card payment options
ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.
24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
*Smiles points are awarded at ADIB’s discretion and derived specifically from the Shareholders’ funds.
*ADIB Covered Card Terms and Conditions apply that prohibit using ADIB Card for any non-Shari’a compliant products/services as determined by the ADIB’s Internal Shari’a Supervisory Committee including but not limited to, alcohol, pork products, gambling, tobacco, casinos, bars, nightclubs merchants selling and/or providing pornography related products and/or services.
The ADIB Smiles Visa Signature Card is a covered card structured in accordance with Islamic finance principles - free from interest (Riba) and uncertainty (Gharar). Earn Smiles Points on every eligible purchase, enjoy premium lifestyle benefits, and stay true to your values.
Tap with Face ID or Touch ID. Add via the Wallet app.
Contactless on Android. Add via Google Wallet.
Contactless and magnetic stripe. Add via Samsung Pay app.
Add Your Card to a Digital Wallet in 3 Steps
STEP 1: Open the ADIB mobile app.
STEP 2: Select your ADIB Smiles Visa Signature Card - 'Add to Wallet'
STEP 3: Choose Apple Pay / Google Pay / Samsung Pay
It's easy, secure & only takes 10 minutes
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