Visa Instalment Solution conveniently convert purchases into Easy Instalment Plans (EIP) directly from the point-of-sale (POS) terminal.
Here's your chance to win unbelievable prizes when you open an ADIB Ghina Account from 1 Nov 2024 – 28 Feb 2025!
Every AED 20,000 deposited in the new or existing Ghina accounts gets you one entry to the draw - the more you save, the more your chances of winning.
View terms and conditions hereClick here to view examples of Average Monthly Balance Calculation
AED 1 Million Monthly Grand Prize
Standing Instructions
Free ADIB Visa Debit Card
Expected quarterly profits
You can be 1 of 46 lucky winners EVERY MONTH to win:
Access your account and funds instantly at any ATM or retail outlet.
Calculated on a monthly basis and credited to your account every quarter.
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
In addition to our mobile app, you will always have:
e-ADIB Internet Banking (read more) Telephone Banking (read more) SMS Banking (read more) ADIB Chat Banking (read more)
How is this Shari'a compliant?
This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.
All prizes granted to the ADIB Ghina Winners shall be exclusively from ADIB’s shareholders funds at the sole discretion of ADIB.
Banking Services and Tariff Board - Effective date: 1st July, 2024General Terms and Conditions for Accounts and Islamic Banking ServicesGhina Account Terms and Conditions (Effective till February 29th, 2024)New Ghina Account Terms and Conditions (Effective from March 1st,2024)New Announcment of Profit Distribution Method date:01/12/2022 Key Facts Statement
Click here for Customer Profit Rate for last 24 months
AED 10,000
AED10,000
HAYAT HUSAIN
FATIMA HUMAID
AED 3 Million
WALEED MOHAMMED