You can also realize your dreams of becoming a millionaire
with the ADIB Ghina Salary Account!
Saving is winning with ADIB Ghina Salary Account.
Ghina Prize Draw
Free ADIB Visa Debit Card
Free Cheque Book
Expected Monthly Profits
Transfer your salary to ADIB and you can participate in the AED 3 million Ghina prize draw (and other prizes) by maintaining an average monthly balance of AED 20,000 with the ADIB Ghina Salary Account.
Access your account and funds instantly at any ATM or retail outlet.
Ghina Salary account (SPA) holder can also avail a Cheque book, (first Cheque book comes free while additional ones can be obtained by paying AED 25)
Calculated on a monthly basis and credited to your account every quarter.
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
In addition to our mobile app, you will always have:
How is this Shari'a compliant?
This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.
All prizes granted to the ADIB Ghina Winners shall be exclusively from ADIB’s shareholders funds at the sole discretion of ADIB.
Banking Services and Tariff Board
General Terms and Conditions for Accounts and Islamic Banking Services
Ghina Account Terms and Conditions
New Announcment of Profit Distribution Method date:01/12/2022
Key Facts Statement
Click here for Customer Profit Rate for last 24 months
Here’s how it works
So Hurry! Join ADIB Ghina Salary Account Now, to start saving smartly.
AED 3 Million