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Sign up for an ADIB Smiles Covered Card and earn Smiles Points to redeem for shopping, travel and dining 5,000 Smiles points upon sign up. 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
Enjoy deals and discounts on Smiles app
5,000 Smiles points upon sign up!*
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Redeem your Smiles points to book flights with over 1,000 airlines and hotel stays at any of the 50,000+ hotels worldwide
Balance Transfer: Use Balance Transfer facility on your Card by calling 600 543216
Cash on Call: Transfer cash from your Card to a selected bank account by calling 600 543216
Easy Installment Plan: With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.
** T&Cs apply on Balance Transfer, Cash on Call and Easy Installment Plan
Read more about Balance Transfer
Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.
ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.
24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.
For your convenience there are numerous ways to make your ADIB Covered Card Payment.
Click here for a list of all the Covered Card payment options
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
*Smiles points are awarded at ADIB’s discretion and derived specifically from the Shareholders’ funds.
*ADIB Covered Card Terms and Conditions apply that prohibit using ADIB Card for any non-Shari’a compliant products/services as determined by the ADIB’s Internal Shari’a Supervisory Committee including but not limited to, alcohol, pork products, gambling, tobacco, casinos, bars, nightclubs merchants selling and/or providing pornography related products and/or services.
The ADIB Smiles Visa Classic Card is a Covered Card, structured in accordance with Islamic finance principles - free from profit charges (Riba) and uncertainty (Gharar). Smiles Points are derived from ADIB's Shareholders' funds. Earn rewards while keeping your finances Halal.
Tap with Face ID or Touch ID. Add via the Wallet app.
Contactless on Android. Add via Google Wallet.
Contactless and magnetic stripe. Add via Samsung Pay app.
Add Your Card to a Digital Wallet in 3 Steps
STEP 1: Open the ADIB mobile app.
STEP 2: Select your ADIB Smiles Visa Classic Card - 'Add to Wallet'
STEP 3: Choose Apple Pay / Google Pay / Samsung Pay
It's easy, secure & only takes 10 minutes
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