Key Benefits

Free Unlimited Teller Transactions At Over 60 Branches Across The UAE

Free ADIB Visa Debit Card

Free First Chequebook

ADIB Mobile Banking App​​​

Free Unlimited Teller Transactions At Over 60 Branches Across The UAE

​Enjoy teller sevices at any ADIB Branch free of cost. You can choose from over 60 branches in the UAE including Dana Women’s Banking Branches and Mall Branches with extended hours.

Free ADIB Visa Debit Card

​We provide secure, instant access to your account at any ATM or retail outlet. You can check balances, withdraw cash (with higher withdrawal limits), pay bills, and transfer funds for free at over 500 ADIB ATMs (and growing) across the UAE (charges apply when you use other bank ATMs locally and worldwide). You can shop with your ADIB Visa Debit card at thousands of retail stores locally and internationally.

Free First Cheque book

Available in AED currency, your first chequebook comes free while additional ones can be obtained by paying AED 25/- only.

ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

Instant Overdraft Facility

For situations where you need extra cash (AED 8,000 minimum salary transfer required).

Standing Instructions

Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.

24 hour Banking Services

In addition to our mobile app, you will always have:

ADIB WebSecure

Ensuring online shopping is safe
(click here to know more)

Choice of Currency

You can also choose to maintain your account in any of the following currencies:

  • AED, US Dollar & GBP
  • The ATM Card is for use in AED Currency only

Free e-Statements

e-Statements are delivered to your mailbox on a monthly basis at no extra cost.

How is this Shari'a compliant?

This account is based on the Islamic principle of Qard Hasan - where your deposits are considered as a non-profit bearing loan to ADIB. The bank will be obliged to return the lent amount at any time upon the request of the customer.

Documents you'll need

  • Original Passport (for UAE Nationals & Residents) – Joint Accounts, please bring all original passports and all account holders should also be present
  • Valid Emirates ID (for UAE Nationals & Residents)
  • Valid UAE residence visa.
  • Current accou​nt may be opened for customers with minimum salary of AED 5,000, i.e. Salary of AED 5,000 or more to be declared in the account opening form.​​​​​​​

Important Information

Banking Services and Tariff Board - ​Effective date: 1st July, 2024​​​​​​
General Terms and Conditions for Accounts and Islamic Banking Services
Key Facts Statement​​​​​​​​​​