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The Sukuk trading platform is for those who wish to buy and sell Sukuk in the secondary market.
Potential for returns above deposit and Wakala rates
It depends on the Sukuk’s prospectus, please refer to the Key Fact Statement (KFS) to the relevant Sukuk.
Custody fee: %0.30 of Sukuk face Value (monthly fee). The custody fee is calculated daily (using end of day values) and deducted on a monthly basis.
Q: What is the Sukuk Investment ?
A: Sukuk is an Islamic instrument which is structured in a Shari’a compliant manner and represents proportionate undivided ownership in the underlying asset or investment. The return on the Sukuk is derived from the yield generated by the underlying asset or investment. Additionally, it provides expected profit distributions on a yearly, semi-annually, or quarterly basis to its investors.
Q: What are the benefits of investing in Sukuk?
A: Benefits include Shariah compliance, ethical investing, potential for regular income, and portfolio diversification.
Q: Who can invest in Sukuk?
A: Both individual and institutional investors seeking Shariah-compliant investment opportunities can invest in Sukuk.
Q: What is the minimum investment amount to subscribe to the Sukuk?
A: It depends on the specific Sukuk. Please refer to the link below.
Q: I am 17 years old; can I invest in the Sukuk Investment?
A: No, the minimum age for investors is 18 years
Q: Are there any fees when I redeem my investment amount?
A: No.
Q: How can I subscribe to or redeem Sukuk through ADIB?
A: To subscribe to or redeem Sukuk, please visit our Gold Center in person. You will need to complete the necessary procedures, which include reading and signing various required documents.
What are the risks associated with investing in the Sukuk?
A: The risks include:
Perpetual Sukuk: Sukuk perpetuals have no fixed maturity date. The investment amount might never be returned by the issuer unless the issuer exercises the right to call (if any) or to redeem it. Perpetual Sukuk with expected profits for life are more volatile to market rate changes compared to Sukuk with fixed maturity dates
Callable Features: The terms and conditions of these Sukuk securities allow the issuer to terminate or redeem the Sukuk prior to its stated maturity date. Depending on the terms of the specific Sukuk security, early redemption may be rule-based (e.g., upon the occurrence of certain events or triggers) or at the issuer’s sole and absolute discretion.
Credit Risk: Investors assume the credit risk of the issuer, which includes a possible loss of the investment amount and or any expected returns.
Liquidity Risk: During adverse market conditions, holders of Sukuk may not be able to liquidate all or part of their investment as and when they require. In the event that the investor wishes to liquidate his investment before maturity, such early liquidation may result in a loss of investment amount and any expected profits.
Market Risk: The value of Sukuk can fluctuate due to changes in market conditions, including interest rates, economic developments, and political events. These fluctuations can affect the market price of Sukuk and the returns on investment.
Sovereign Risk: Payment of Sukuk may be affected by economic and political events. The occurrence of a sovereign risk event could result in the loss of all or a portion of the investment amount and/or any expected profits due to any political or economic circumstances.
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