ADIB Etisalat Gold Card*

Earn Etisalat Smile points when you spend, and enjoy free 10 minutes of UAE talk time with every AED 100 spent, with Etisalat Gold Cards from ADIB.

Key Benefits

20,000 Sign Up Etisalat Reward Points

Airport Lounge Access

Withdraw 100% of your finance limit as cash

Up to 55 days Grace Period​

20,000 Welcome Etisalat Smiles Points

​Get a welcome bonus up to 20,000 Etisalat Smile point, earn up to 3 Etisalat smiles for every 1 AED spent local and internatinal transaction*

Airport Lounge Access

Free access to Airport Lounges worldwide via Veloce Lounge.
​Click here for more details and list of lounges.​

Banking with ADIB

ADIB Online Banking – visit to view your Card statement and transact on your Card.
24x7 Chat Banking: chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.

Ways To Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.​​​



ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

* Features and Benefits available only for existing customer and not available for new customers.

Cards Comparison Document

Required Documents

  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​

Fees and Charges

  • Covered Card Annual Fee 299
  • 5th Supplementary Card Annual Fee (3) 299
  • Monthly Profit Rate - 3.75​%
Click here for an updated Schedule of Charges​

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