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Accounts

Smart Account

Key Benefits

  • icon Transfer your salary
  • icon Earn profit
  • icon smartdeals
  • icon Send money home for free
ADIB Salary Bonus

Transfer your salary

Transfer your salary

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Transfer your salary and get a chance to win rewards through ADIB salary bonus

Earn profit on whatever you save​​

Earn profit

Earn profit

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Earn profit on whatever you save​​

Benefit

smartdeals

smartdeals

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smartdeals Enjoy over 1500 deals and discounts through the smartdeals app

Send money home

Send money home for free

Send money home for free

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Send money home for free ​with 1 free domestic and international transfer per month

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The product is currently not available for the new customers.

Customer Profit Rate for August 2026*
Tier 0 K - 5000 K > 5000 K
AED & USD 0.6786% 0.6786%
EUR 0.6786% 0.6786%
GBP 0.6786% 0.6786%
  1. *Customer Profit Rate (% p.a.)
  2. Above are the actual profit distribution rates for the respective months. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB Smart Banking Account Terms and Conditions.
  3. Monthly profit or loss is calculated on a monthly basis based on the monthly average of the daily closing balance of ADIB Smart Banking Account during any calendar month.
  4. For any balances above AED 1 in the ADIB Smart Banking Account, ADIB will endeavor to deposit the entire achieved profit of the relevant month and which will be fully distributed and deposited in the relevant ADIB Smart Banking Account on a monthly basis and any balance of the achieved profits that is not distributed shall be transferred to the relevant profit equalization reserve of this tier of ADIB Smart Banking Accounts.

About ADIB

A Leading Islamic bank with a Strong Customer Franchise

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