The ADIB Electron Account is a simple bank account offering you an easy-to-use demand deposit account for New to UAE Residents (UAE Residency under process)
Free Unlimited Teller Transactions At Over 60 Branches Across The UAE
Free ADIB Visa Debit Card
ADIB Mobile Banking App
Standing Instructions
Enjoy teller sevices at any ADIB Branch free of cost. You can choose from over 60 branches in the UAE including Dana Women’s Banking Branches and Mall Branches with extended hours.
We provide secure, instant access to your account at any ATM or retail outlet. You can check balances, withdraw cash (with higher withdrawal limits), pay bills, and transfer funds for free at over 500 ADIB ATMs
In addition to our mobile app, you will always have:
SMS Banking (read more)
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
e-Statements are delivered to your mailbox on a monthly basis at no extra cost.
Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.
Ensuring online shopping is safe (click here to know more)
Your account statements are also sent to you by postal mail on a monthly basis.
How is this Shari'a compliant?
This account is based on the Islamic principle of Qard Hasan - where your deposits are considered as a non-profit bearing loan to ADIB. The bank will be obliged to return the lent amount at any time upon the request of the customer.