ADIB Under Construction Home Finance
ADIB Under Construction Home Finance

Lay a strong blueprint to life with Under Construction Home Finance

Secure a 20% advance for your under-construction home.

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Building a home is a challenging process. Let nothing get in the way of that process, certainly not a lack of funds. With ADIB's Under Construction Home Finance, you get a 20% advance that helps keep your home construction journey firmly on track.

Key Benefits

  • icon Attractive Profit Rates
  • Free Property Takaful Free Property Takaful
  • Waiver on early settlement Waiver on early settlement
Attractive Profit Rates

Attractive Profit Rates

Attractive Profit Rates

Free Property Takaful

Free Property Takaful

Free Property Takaful

Waiver on early settlement

Waiver on early settlement

Waiver on early settlement charges

​ Waiver on early settlement charges for up to 30% of outstanding finance annually*

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Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process

Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only

Tools & Resources

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Online

It's easy, secure & only takes 10 minutes

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