Buyout
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Buyout

Transfer your existing mortgage to ADIB at 3.99% fixed profit rate for 2 years. get up to AED 30 million in financing with added benefits!

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Key Benefits

  • icon 3.99% fixed profit rate for 2 years
  • icon Finance up to 85% of property value
  • Discounted fees No processing fees
  • Zero settlement fees Early settlement fees covered (of the buyout bank)
  • icon Complimentary property takaful coverage
  • icon 30% partial payment with zero settlement fees within a year
Competitive profit rate of 3.99% per annum

3.99% fixed profit rate for 2 years

3.99% fixed profit rate for 2 years

​ Fixed profit rate as low as 3.99% per annum for 2 years

Finance up to 85% of property value

Finance up to 85% of property value

Finance up to 85% of property value

​ Financing up to AED 30 million for Nationals & Expatriates; get 85% of property value financed!

Discounted fees

No processing fees

No processing fees

​

  • Refund of evaluation fees
  • Early settlement fees covered (of the buyout bank)
  • No processing fees

Zero settlement fees

Early settlement fees covered (of the buyout bank)

Early settlement fees covered (of the buyout bank)

​ 30% partial payment with zero settlement fees within one year

Complimentary property takaful coverage

Complimentary property takaful coverage

Complimentary property takaful coverage

​

benefit

30% partial payment with zero settlement fees within a year

30% partial payment with zero settlement fees within a year

​

For financing handover payments to developers​

benefit

Instant pre-qualification

Instant pre-qualification

​

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Documents you'll need

Salaried:

  • Valid Passport & Emirates ID copy
  • Valid residence visa copy (Expats residents Only)
  • Khulasat Al Qaid (Family book for UAE Nationals only)
  • Salary Certificate
  • 3-month bank statement
  • Liability Letter (if applicable)
  • Property ownership documents

Self- Employed (individuals):

  • Valid Passport & Emirates ID copy
  • Valid residence visa copy (Expats residents Only)
  • Khulasat Al Qaid (Family book for UAE Nationals only)
  • Company ownership documents
  • 6 months bank statement
  • Liability Letter (if applicable)
  • Property ownership documents

Note: Further documents might be needed during the application process

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Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only
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Important Information

Important Information

Tools & Resources

Tools & Resources
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