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With your ADIB SHARE Visa Platinum Covered Card, elevate your shopping, dining and entertainment experiences with rewards and benefits made for you.
Pay with your ADIB Covered Card and access this ongoing feature to split school/university fees into monthly instalments, anytime
Receive a welcome bonus of 2,000 SHARE Points (Worth AED 200) on sign-up
Welcome bonus will be credited within 60 days of payment of the Annual Fee during the first year of card issuance. The welcome bonus will not be applicable for card reissuances if credited before.
Limited Time Offer*
For a limited time, enjoy double the rewards when you using your new ADIB SHARE Visa Platinum card. Get 6% back in SHARE Points instead of 3% on your spends at Carrefour and all Majid Al Futtaim destinations including Mall of the Emirates, all City Centre malls, Ski Dubai, Magic Planet and so much more.
The offer is valid from 15 March 2026 until 31 Dec 2026*
*The last date to avail this offer is to apply for the card on the 31 December 2026, any card application following this mentioned date will not avail the offer.
Offer Terms and conditions
Earn Rate Table
Redeem your SHARE Points for your purchases at Mall of the Emirates and all City Centre malls across the UAE as well as all Majid Al Futtaim brands and experiences using the SHARE App. You have the option to pay with your SHARE Points or a combination of cash and points.
Flash your Card at the Valet to avoid the stress of parking. With your card you can park for free (one time a month) through Valtrans at key locations in the UAE. Please visit Valet Parking for updated list of locations.
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Drive with complete peace of mind as your ADIB SHARE Visa Platinum Covered Card.
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For your convenience there are numerous ways to make your ADIB Covered Card Payment.
Click here for a list of all the Covered Card payment options
The following bills can be paid via Online Banking (adib.ae) or Chat Banking +971600543216:
Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet) Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik
ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.
24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.
Bank anytime, anywhere with the ADIB Mobile Banking App. You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
* The Bank reserves the right to amend the benefits specified above from time to time, at its sole discretion by giving at least sixty (60) calendar days prior written notice to the Cardholder.
** Sign up SHARE points subject to activation and spend of first retail transaction within 30 days from Card issuance date.
*** European Economic Area (EEA) means countries which are part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines.
**** Specific Merchants are: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.
The ADIB SHARE Visa Platinum Card is a covered card structured in accordance with Islamic finance principles, free from interest (Riba) and uncertainty (Gharar).
Earn SHARE Points on every purchase at Carrefour, Ski Dubai, and 5,000+ Majid Al Futtaim destinations, while keeping your spending fully Shari'a-compliant.
Tap with Face ID or Touch ID. Add via the Wallet app.
Contactless on Android. Add via Google Wallet.
Contactless and magnetic stripe. Add via Samsung Pay app.
Add Your Card to a Digital Wallet in 3 Steps
STEP 1: Open the ADIB mobile app.
STEP 2: Select your ADIB SHARE Visa Platinum Card - 'Add to Wallet'
STEP 3: Choose Apple Pay / Google Pay / Samsung Pay
* From 2nd year onwards, annual fee will be reversed upon Non-AED spends equivalent to AED 15,000 or total spend locally and internationally of AED 45,000 in the previous year.
It's easy, secure & only takes 10 minutes
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