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Exceed Cards

ADIB Exceed Visa Platinum Covered Card

Turn every moment into a rewarding experience. Earn Exceed Reward points each time you use the Card and redeem points instantly for utility payments, retail or online shopping vouchers, flight purchases and more!

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Key Benefits

  • Exceed Rewards Exceed Reward Points
  • Roadside Assistance Roadside Assistance
  • Airport Lounge Access​​​​ Airport Lounge Access​​​​
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Exceed Reward Points

Exceed Reward Points

  • 0.5 Exceed Rewards for every AED 100 spent within UAE
  • 1.5 Exceed Rewards(1) for every AED 100 (or equaivalent) spent internationally
  • 0.125 Exceed Reward for every AED 100 spent on Specific Merchants(2)

(1) 0.125 Exceed Reward for every AED 100 spent in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines.
(2) Specific Merchants are: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Station, Real Estate Agencies, Public Transportation (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.

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Roadside Assistance

Roadside Assistance

Drive with complete peace of mind as your ADIB Exceed Visa Platinum Covered Card entitles you to Free Roadside Assistance within UAE once a year!

To avail roadside assistance service please call 600-542010.

How to Book

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Redeem with ADIB Mobile App

ADIB Exceed Rewards Loyalty Program

Now redeem your Exceed Reward points instantly using your ADIB Mobile App for exciting rewards and turn your everyday banking experience into something truly extraordinary.

Click here to learn more about the ADIB Exceed Rewards Loyalty Program.

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Airport Lounge Access

Airport Lounge Access

Simply relax, or concentrate on your work in a comfortable environment before your flight.

As an ADIB Exceed Visa Platinum Covered Card holder you will be eligible for 2 free visits per year (for cardholders only).

Download ‘LoungeKey’ app on your Apple or Android device today and explore the Airport lounges available for you worldwide.

How to Access Airport Lounges

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ADIB Smartdeals

Every time you pay with your ADIB Exceed Visa Platinum Covered Card, you unlock curated offers on dining, entertainment, travel, and online shopping - handpicked and refreshed monthly through ADIB SmartDeals, at no extra cost.

Shari'a-Compliant Covered Card

The ADIB Exceed Visa Platinum Covered Card is a credit-equivalent card structured under Islamic finance principles - free from profit-on-profit (Riba) and uncertainty (Gharar).

You get the same Visa global acceptance, the same online and in-store purchasing power, and the same Platinum-tier rewards as any conventional credit card - with the assurance that your card has been reviewed and approved by the ADIB Internal Shari'ah Supervisory Committee.

View ADIB Sharia Certificate

Pay with Your Phone - Earn Exceed Rewards on Every Tap

Add your ADIB Exceed Visa Platinum Covered Card to your favourite digital wallet in minutes via the ADIB mobile app. You earn the same Exceed Rewards on every contactless tap as you would with the physical card.

Apple Pay - Pay securely with Face ID / Touch ID on iPhone, iPad, Apple Watch

Google Pay - Tap to pay with any Android device

Samsung Pay - Pay from your Samsung Galaxy at NFC terminals

Add Your Card to a Digital Wallet in 3 Steps

STEP 1: Open the ADIB mobile app and select your Exceed Visa Platinum Covered Card.

STEP 2: Tap 'Add to Wallet' and choose your preferred digital wallet.

STEP 3: Complete verification - you are ready to tap and pay.

Download the ADIB mobile app

Required Documents

  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Fees and Charges

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Online

It's easy, secure & only takes 10 minutes

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