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Exceed Cards

ADIB Exceed Visa Covered Card

Turn every moment into a rewarding experience Earn Exceed Reward points each time you use the Card and redeem points instantly for utility payments, retail or online shopping vouchers, flight purchases and more!

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Key Benefits

  • img The key to easier fee payments
  • Exceed Rewards Exceed Reward Points
  • Roadside Assistance Roadside Assistance
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The key to easier fee payments

The key to easier fee payments

Pay with your ADIB Covered Card and access this ongoing feature to split school/university fees into monthly instalments, anytime

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Exceed Reward Points

Exceed Reward Points

  • 0.5 Exceed Rewards for every AED 100 spent within UAE
  • 1.5 Exceed Rewards(1) for every AED 100 (or equaivalent) spent internationally
  • 0.125 Exceed Reward for every AED 100 spent on Specific Merchants(2)

(1) 0.125 Exceed Reward for every AED 100 spent in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines.
(2) Specific Merchants are: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Station, Real Estate Agencies, Public Transportation (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.

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Roadside Assistance

Roadside Assistance

Drive with complete peace of mind as your ADIB Exceed Visa Platinum Covered Card entitles you to Free Roadside Assistance within UAE once a year!

To avail roadside assistance service please call 600-542010.

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ADIB Exceed Rewards Loyalty Program

ADIB Exceed Rewards Loyalty Program

Now redeem your Exceed Reward points instantly using your ADIB Mobile App for exciting rewards and turn your everyday banking experience into something truly extraordinary.

Click here to learn more about the ADIB Exceed Rewards Loyalty Program.

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Shari'a-Compliant Covered Card

The ADIB Exceed Visa Covered Card is a credit-equivalent card structured under Islamic finance principles - free from profit-on-profit (Riba) and uncertainty (Gharar).

You get the same Visa global acceptance, the same online and in-store purchasing power, and the same Platinum-tier rewards as any conventional credit card - with the assurance that your card has been reviewed and approved by the ADIB Internal Shari'ah Supervisory Committee.

View our published Shari'a certificate

Pay with Your Phone

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Tap with Face ID or Touch ID. Add via the Wallet app.

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Contactless on Android. Add via Google Wallet.

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Contactless and magnetic stripe. Add via Samsung Pay app.

Add Your Card to a Digital Wallet in 3 Steps

STEP 1: Open the ADIB mobile app.

STEP 2: Select your ADIB Exceed Visa Covered Card - 'Add to Wallet'

STEP 3: Choose Apple Pay / Google Pay / Samsung Pay

Download the ADIB mobile app

Required Documents

  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Fees and Charges

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Online

It's easy, secure & only takes 10 minutes

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