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Etihad Guest Cards

ADIB Etihad Guest Visa Infinite Covered Card

Earn a welcome bonus of up to 100,000 Etihad Guest Miles. Earn up to 3.5 Etihad Guest Miles for every AED 4 spent.

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Key Benefits

  • icon Etihad Guest Miles
  • img The key to easier fee payments
  • icon Up to 3.5 Etihad Guest Miles per 4 AED
  • img Fast track to Etihad Guest Gold Membership
  • icon Free Companion Ticket Voucher
  • icon Free class upgrade voucher
  • icon ​1 Tier mile per 4 AED
  • icon Free Airport Transfer
  • icons Unlimited Airport Lounge Access(with a guest)​​
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Etihad Guest Miles

Etihad Guest Miles

Earn up to 225,000 additional Etihad Guest Miles on top of the existing welcome miles & rewards, with the new ADIB Etihad Guest Visa Infinite Covered Card!

Offer valid from 1 Jul to 31 Dec 2026

View Terms and Conditions here.

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The key to easier fee payments

The key to easier fee payments

Pay with your ADIB Covered Card and access this ongoing feature to split school/university fees into monthly instalments, anytime

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Earn Etihad Guest Bonus Miles for every AED 4 equivalent spend

Earn Etihad Guest Bonus Miles for every AED 4 equivalent spend

  • Etihad Airways spends: 3.5 Miles
  • Foreign currency spends: 3.5 Miles**
  • Local currency spends: 2.5 Miles
  • Specific category spends: 1.0 Mile*​​

Read More

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Free Companion Ticket Voucher

Free Companion Ticket Voucher

Get a Free Companion Ticket Voucher to fly on Etihad Airways to any destination in any class of travel when you spend AED 150,000 in one year with your ADIB Etihad Guest Visa Infinite Card. For more details click here.

Fast Track to Etihad Guest Gold Tier

Fast Track to Etihad Guest Gold Tier

Primary cardholder can enjoy complimentary Etihad Guest Silver Tier membership with an option to fast track to Etihad Guest Gold Tier on meeting a minimum spend of AED 4,500 on Etihad Airways within 12 months of card issuance. Applicable only for first year.

For the most updated and comprehensive list of Etihad Guest Gold Tier Membership benefits, please click here.

Free class upgrade voucher

Free class upgrade voucher

As an ADIB Etihad Guest Visa Infinite Cardholder you will also enjoy 1 complimentary class upgrade voucher when you spend AED 350,000 or more in one year. This voucher allows you to upgrade your flight ticket from Economy to Business or from Business to First on any Etihad Airways flight. For more details check here.

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Tier Miles on purchase

Tier Miles on purchase

Purchases with your ADIB Etihad Guest Visa Infinite Covered Card also entitle you to Tier Miles, which help you progress to the next tier as well as maintaining your current tier status within the Etihad Guest program.

Earn 1 Etihad Guest Tier Mile for every 4 AED of eligible purchase, both locally and overseas.

Tier Miles will be awarded subject to a maximum of 50,000 Tier Miles annually for Infinite cardholders and will be valid for a 12-month period.

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Complimentary Airport lounge access

Complimentary Airport lounge access

Complimentary access over 1,000 lounges in more than 300 cities worldwide for cardholder and one guest via through the Visa Airport Companion app. For more details, Click here.

HOW TO ACTIVATE?

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Abu Dhabi Airport transfers in the UAE

Abu Dhabi Airport transfers in the UAE

Take away the hassle of calling a cab or organizing a ride to the Abu Dhabi airport, with your ADIB Etihad Guest Visa Infinite Card.Enjoy two airport transfers per year from anywhere* in the UAE (*within city limits). Additional charges over and above the entitlement will be charged to the Cardholder's Card Account and reflected in the Cardholder's monthly statement.

For bookings, call 600543216, 3 business days prior to the scheduled trip.​

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Home check-in service

Home check-in service

Enjoy Home check-in service from the comfort of your home, hotel or office anywhere in Abu Dhabi city once a year. For bookings call 600543216, 3 business days prior to the scheduled departure. Service is subject to availability.

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Golf

Golf

As an ADIB Etihad Guest Visa Infinite card member, you are eligible for playing complimentary golf with one guest at selected locations (capped at once per month).

Partners: Abu Dhabi Golf Club - Abu Dhabi, Els Golf Club - ​Dubai

For Booking, call 600543216. Confirmation is subject​ to availability and on a first come, first served basis.​​

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Free Valet Parking

Free Valet Parking

Flash your Card at the Valet to avoid the stress of parking. With your card you can park for free (four times a month) through Valtrans at key locations in the UAE. Please visit Valet Parking for updated list of locations.

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Travel Medical Cover*

Travel Medical Cover*

For the greatest peace of mind while you're traveling, your health and safety needs are met promptly and efficiently. As an ADIB Etihad Guest Visa Infinite covered Cardholder, you get coverage for yourself as well as your family and helper:

*Travel Inconvenience and Travel Medical cover provided by Visa.

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Free Roadside Assistance

Free Roadside Assistance

Drive with complete peace of mind as your ADIB Etihad Guest Visa ​Infinite Covered Card entitles you to FREE roadside assistance.​​

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Card Services**

Card Services**

Balance Transfer:
Use Balance Transfer facility on your Card by calling 600 543216
Cash on Call:
Transfer cash from your Card to a selected bank account by calling 600 543216
Easy Installment Plan:
With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.

** T&Cs apply on Balance Transfer, Cash on Call and Easy Installment Plan

Read more about Balance Transfer

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Card Protection*

Card Protection*

Purchase Protection

Customers will be protected against unauthorized transactions or fraudulent use of their card by unrelated third parties. ​This insurance benefit will provide reimbursement up to USD 2,500 per occurrence with USD 4,000 annual aggregate limit for Visa Signature Cardholders.​​

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Concierge Services*

Concierge Services*

The 24-hour concierge provides you with a personal travel assistant. The concierge will take care of all practical considerations, so you can make the most out of every moment.​​​

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Ways To Pay

Ways To Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.​​​

Click here for a list of all the Covered Card payment options ​​​

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​Travel Inconvenience Cover*

​Travel Inconvenience Cover*

Whether your luggage goes amiss or flight delays interrupt your plans, you are covered for:

  • Baggage loss or damage up to USD 3,000
  • Baggage delay USD 500
  • Trip delay / Missed departure USD 500
  • Trip curtailment / cancellation up to USD 7,500

*Travel Inconvenience and Travel Medical cover provided by Visa.

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ADIB Covered Card Takaful Protection

ADIB Covered Card Takaful Protection

Optional Takafu​​​l cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.​​​​​

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Bill Payments

Bill Payments

The following bills can be paid via Online Banking (adib.ae) or Chat Banking: +971600543216

Etisalat and Du bills (Landline, GSM, Wasel Recharge and renewal, elife and internet) Water and Electricity bills (DEWA, SEWA, ADWEA) and Salik

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Advanced Chip & Pin Technology

Advanced Chip & Pin Technology

Advanced technology means both advanced safety and greater convenience.With Chip&Pin and Contactless technology, your Card is one of the most advanced in the world.​

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Banking with ADIB

Banking with ADIB

ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.

24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.

E-statements: Be eco-friendly and receive your statements via email.

SMS alerts: Receive Card information and transaction alerts.

ADIB Mobile App

ADIB Mobile Banking App

ADIB Mobile Banking App

​ Bank anytime, anywhere with the ADIB Mobile Banking App. You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

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Etihad Guest is Etihad Airways' loyalty programme and one of the fastest-growing travel rewards programmes in the Middle East.

As an Etihad Guest member, you earn Guest Miles on every Etihad flight and on everyday purchases with your ADIB Etihad Guest Visa Infinite Card. Miles can be redeemed for flights, upgrades, hotels, car hire, and experiences across Etihad and its global airline partners.

Etihad Guest has three membership tiers: Infinite, Platinum and Gold. Higher tiers unlock priority check-in, complimentary lounge access at Etihad hubs, bonus miles, and seat upgrades when available.

With the ADIB Etihad Guest Visa Infinite Card, you earn up to 8.75 Miles per AED 10 spent - one of the fastest earn rates available in the UAE.

Comprehensive Travel Protection - Included at No Extra Cost

Every ADIB Etihad Guest Visa Infinite Card includes automatic multi-trip travel insurance. Cover activates when you book your travel using your ADIB card - no registration required.

Cover Type Coverage Amount
Travel Accident Cover USD 500,000
Emergency Medical & Evacuation USD 500,000
Trip Cancellation USD 7,500
Baggage Loss or Damage USD 3,000
Baggage Delay USD 500
Daily Hospital Cash Allowance USD 100 per day

ADDITIONAL NOTES:

  • Spouse covered at 100% of primary cardholder benefit
  • Dependent children covered at 25% of primary benefit
  • Cover applies when the full fare or deposit is charged to your ADIB Etihad Guest Visa Infinite Card
  • For claims or queries, contact [Insurance provider name] on [number]

Shari'a-Compliant Covered Card

The ADIB Etihad Guest Visa Infinite Covered Card is structured in accordance with Islamic finance principles - free from interest (Riba) and uncertainty (Gharar).

As a covered card, your ADIB account is funded before spending, ensuring your financial activity remains compliant with Shari'a at all times. Earn Etihad Guest Miles on every eligible purchase, travel the world in style, and stay true to your values.

View our published Shari'a certificate

Pay with Your Phone

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Tap with Face ID or Touch ID. Add via the Wallet app.

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Contactless on Android. Add via Google Wallet.

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Contactless and magnetic stripe. Add via Samsung Pay app.

Add Your Card to a Digital Wallet in 3 Steps

STEP 1: Open the ADIB mobile app.

STEP 2: Select your ADIB Etihad Guest Visa Infinite Covered Card - 'Add to Wallet'

STEP 3: Choose Apple Pay / Google Pay / Samsung Pay

Download the ADIB mobile app

Required Documents

  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Fees and Charges

  • Covered Card Annual Fee - 3,000(13)
  • 5th Supplementary Card Annual Fee(19) - 3,000(13)
  • Monthly Profit Rate(20) - 3.75%
  • Click here for an updated Schedule of Charges
  • (13) For ADIB Etihad Guest Self funded Card, ADIB Etihad Guest Classic Card Annual fees is AED 200, ADIB Etihad Guest Gold Card is AED 350 and ADIB Etihad Guest Visa Platinum Card is AED 700.
    (19) Entitled to four Free Supplementary Cards until further notice. Annual fees will be applied on the 5th supplementary card and onwards.
    (20) The Monthly Profit Rate applicable on new Covered Cards issued from 15 February 2024 onwards.

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