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Etihad Guest Cards

ADIB Etihad Guest Gold Card

Earn a welcome bonus of 35,000 Etihad Guest Miles –one of the highest rewarding travel cards in the region! Earn up to 1.5 Etihad Guest Miles for every AED 4 spent and travel anywhere with Etihad Airways.

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Key Benefits

  • icon Etihad Guest Miles
  • img The key to easier fee payments
  • icon Free Companion Ticket
  • icon Fast Track to Etihad Guest Silver Tier
  • icon Free Airport Lounge Access​
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Etihad Guest Miles

Etihad Guest Miles

Earn up to 100,000 additional Etihad Guest Miles on top of the existing welcome miles & rewards, with the new ADIB Etihad Guest Visa Gold Covered Card!

Offer valid from 1 Jul to 31 Dec 2026

View Terms and Conditions here.

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The key to easier fee payments

The key to easier fee payments

Pay with your ADIB Covered Card and access this ongoing feature to split school/university fees into monthly instalments, anytime

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Free Companion Ticket Voucher

Free Companion Ticket Voucher

When you spend AED 150,000 or more with your ADIB Etihad Guest Gold Card, you will receive a free Companion Ticket Voucher to fly on Etihad Airways – to any destination – in any class of travel – anywhere in the world!

AED 150,000 eligible retail transaction must be posted in statement before the companion ticket cycle is completed.

For more T&Cs on the free companion ticket click here.

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Fast Track to Etihad Guest Silver Tier

Fast Track to Etihad Guest Silver Tier

With your ADIB Etihad Guest Gold Card, experience the benefits of Etihad Guest Silver Tier even faster!

When you complete 4 return flights on Etihad within 12 months of card issuance, you will be fast tracked to Etihad Silver Tier.

For more information on Etihad Tiers, Miles expiry and T&Cs please click here

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Free Airport Lounge Access via LoungeKey

Free Airport Lounge Access via LoungeKey

Simply relax, or concentrate on your work in a comfortable environment before your flight with access to 850+ VIP airport lounges worldwide. As an ADIB Etihad Gold Card holder you will be eligible for 2 free visits per year.

Click here for more details and list of lounges.
Terms and Conditions apply

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Free Roadside Assistance

Free Roadside Assistance

Drive with complete peace of mind as your ADIB Etihad Guest Miles entitles you to FREE roadside assistance

Free Unlimited City Limit Towing Services Inter Emirate Towing limited to 3 times in a year Jump Start Services ,Flat Tyre Service, Lock Out Service,Fuel Delivery Service, Transportation service for Vehicle Registration once a year (within the same city),Rent a car for 24 hours (NORMAL CAR) in conjunction with an accident

To avail roadside assistance service please call
600-542010

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Advanced Chip & Pin Technology

Advanced Chip & Pin Technology

Advanced technology means both advanced safety and greater convenience.With Chip&PIN and Contactless technology, your Card is one of the most advanced in the world.

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Ways To Pay

Ways To Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.

Click here for a list of all the Covered Card payment options ​

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Miles on the Go

Miles on the Go

Download the Etihad Guest app to earn 1 Etihad Guest Mile and 1 Tier Mile for every AED 3 you spend across Etihad Guest “miles on the go” partners when you link ADIB Etihad Guest Visa cards and spend using the linked card. Want to pay with miles? Turn on your app notifications.

Etihad Guest terms and conditions apply
To learn more Click Here 

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Complimentary Companion Ticket

Spend AED 150,000 in a calendar year and earn a complimentary companion ticket on any Etihad Airways flight. Your companion can travel in any cabin class Economy, Business, or First on any Etihad route worldwide.

How to redeem

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Step 1

Log into your Etihad Guest account at etihadguest.com

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Step 2

Select your flight and add a companion passenger

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Step 3

Apply your ADIB companion voucher at checkout

Voucher validity: 12 months from date of issue. Subject to seat availability. Blackout dates may apply on peak travel periods

ADIB is the only active UAE bank to offer a companion ticket on an Etihad co-brand card

Fast-Track to Etihad Guest Silver Tier

REQUIREMENT:

Complete 4 return Etihad Airways flights within 12 months of card issuance to earn Silver Tier status.

Your 35,000 welcome miles cover the equivalent of multiple return Economy flights from Abu Dhabi - giving you a head start on both miles and tier progress from day one. Every Etihad flight brings you closer to Silver, and your Companion Ticket gives you someone to fly with along the way.

SILVER TIER BENEFITS:

  • Priority check-in at Etihad counters
  • Etihad Lounge access at Abu Dhabi International Airport
  • 2 complimentary Silver Tier benefits - choose from extra baggage, seat selection, or other available options
  • Bonus miles on all Etihad flights

What Your 35,000 Miles Can Buy

Your 35,000 welcome miles are your starting point. Here's what they can get you before you've spent a single dirham:

REDEMPTION EXAMPLES:

  • 35,000 miles = Return Economy - Abu Dhabi to Beirut
  • 35,000 miles = Return Economy - Abu Dhabi to Amman
  • 40,000 miles = Return Economy - Abu Dhabi to Mumbai
  • 70,000 miles = Return Economy - Abu Dhabi to London Heathrow

Your welcome bonus covers a return Economy flight to Beirut or Amman on day one - before your first statement.

DISCLAIMER: Based on Etihad Guest saver award rates. Actual miles required may vary by date, route, and availability.

Explore redemptions at etihadguest.com

Airport Lounge Access - Wherever You Fly

Your ADIB Etihad Guest Gold Card includes 2 complimentary visits per year to 850+ VIP airport lounges worldwide via LoungeKey - from London Heathrow to Singapore Changi, Dubai T1 to New York JFK.

How to activate

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Step 1

Download the LoungeKey app (App Store or Google Play)

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Step 2

Register your ADIB Etihad Guest Gold Card

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Step 3

Present your digital access pass at the lounge entrance

Additional visits beyond your 2 complimentary allowance are available via LoungeKey at a preferential rate.

Find your nearest LoungeKey lounge

Shari'a-Compliant Covered Card

The ADIB Etihad Guest Gold Card is structured in accordance with Islamic finance principles - free from interest (Riba) and uncertainty (Gharar). As a covered card, your account is funded by a cash security deposit, keeping your spending fully Sharia-compliant.

Earn Etihad Guest Miles on every eligible purchase, unlock travel privileges, and stay true to your values.

View our published Shari'a certificate

Pay with Your Phone

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Tap with Face ID or Touch ID. Add via the Wallet app.

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Contactless on Android. Add via Google Wallet.

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Contactless and magnetic stripe. Add via Samsung Pay app.

Add Your Card to a Digital Wallet in 3 Steps

STEP 1: Open the ADIB mobile app.

STEP 2: Select your ADIB Etihad Guest Visa Gold Card - 'Add to Wallet'

STEP 3: Choose Apple Pay / Google Pay / Samsung Pay

Download the ADIB mobile app

Required Documents

  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Fees and Charges

  • Covered Card Annual Fee - 1,000(13)
  • Self-funded card: AED 350 per year
  • Supplementary Card Annual Fee: Up to 4, complimentary
  • 5th Supplementary Card Annual Fee(19) - 1,000(13)
  • Monthly Profit Rate(20) - 3.75%
  • Click here for an updated Schedule of Charges
  • (13) For ADIB Etihad Guest Self funded Card, ADIB Etihad Guest Classic Card Annual fees is AED 200, ADIB Etihad Guest Gold Card is AED 350 and ADIB Etihad Guest Visa Platinum Card is AED 700.
    (19) Entitled to four Free Supplementary Cards until further notice. Annual fees will be applied on the 5th supplementary card and onwards.
    (20) The Monthly Profit Rate applicable on new Covered Cards issued from 15 February 2024 onwards.

Self-funded card: works like a standard Visa card. Covered card: draws on a cash security deposit - no profit charges, fully Sharia-compliant.

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