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Earn up to AED 12,000 Cashback a Year, at Just AED 99 Annual Fee
Pay with your ADIB Covered Card and access this ongoing feature to split school/university fees into monthly instalments, anytime
4% cashback on all Supermarket & Grocery spends (maximum of AED 300 per month) *
4% cashback on all Fuel & Automobile spends (maximum of AED 300 per month) *
4% cashback on all School/Education payments (maximum of AED 300 per month) *
4% cashback on all Dining & Restaurant spends (maximum of AED 200 per month) *
4% cashback on all Utility payments (maximum of AED 100 per month)*
Drive with complete peace of mind as your new ADIB Cashback Visa Card entitles you to roadside assistance
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For your convenience there are numerous ways to make your ADIB Covered Card Payment.
Click here for a list of all the Covered Card payment options
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.
24x7 Chat Banking: Chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.
* The following benefits are given at the sole discretion of the Bank and they are subject to change after the passage of the applicable notice period.
Your ADIB Cashback Visa Covered Card is a credit-equivalent Visa card structured under Islamic finance principles - free from profit-on-profit (Riba) and contractual uncertainty (Gharar).
At the till, it works exactly like any Visa card - same global acceptance, same online and contactless utility, same 4% cashback on eligible categories. Behind the scenes, the Covered Card uses an Ijarah-based Shari'ah-compliant profit structure, reviewed and approved by the ADIB Internal Shari'ah Supervisory Committee. You get the convenience and cashback value of any credit card - with the assurance that your card stays Halal.
Tap with Face ID or Touch ID. Add via the Wallet app.
Contactless on Android. Add via Google Wallet.
Contactless and magnetic stripe. Add via Samsung Pay app.
Add Your Card to a Digital Wallet in 3 Steps
STEP 1: Open the ADIB mobile app.
STEP 2: Select your ADIB Cashback Visa Covered Card - 'Add to Wallet'
STEP 3: Choose Apple Pay / Google Pay / Samsung Pay
It's easy, secure & only takes 10 minutes
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