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Key Benefits

Financing upto AED 30 million for Nationals and Expatriates

Profit rates starting from 3.99% per annum

Up to six months optional grace period​​​


Home Finance Planner

Calculate your home finance eligibility, find out how much you can afford instantly.

Get your Pre-qualification Now


Financing Amount

Up to AED 30 Million for Nationals and AED 15 million for Expatriates Up to 80% of property value​

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No early settlement fee

No early settlement fees when selling the property


Competitive Profit Rates

Starting from 3.99% per annum


Property Takaful (insurance)

Property insurance for the full tenure paid by ADIB


ADIB Gold Priority Banking

Automatic upgrade to ADIB Priority Status (for Salary Transfer customers)

Banking Services and Tariff Board​​​
Key Facts Statement​
Terms and Conditions

Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. ​Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. ​Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process

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Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only
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