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Disclaimer: Takaful products are offered by a third party (Takaful company), and issued subject to their terms and conditions and are provided as is and without warranties of any kind either expressed or implied by Abu Dhabi Islamic Bank PJSC (“ADIB”). ADIB does not offer Takaful nor does it manage, underwrite or issue Takaful contracts. ADIB is only a distributor for this product against distribution and arrangement fee payable by the Takaful company and is not responsible for rejected applications or claims by any Takaful company. Terms and Conditions of the Takaful Policy shall apply. ADIB is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Takaful being offered and does not accept any liability and shall not be liable for any loss or damage arising directly or indirectly to the customer taking any Takaful product.