ADIB | Personal Finance | Personal Banking

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A boat, a dream vacation, an education from a top university. Preparing for a wedding or renovating your home? What’s your big dream?

At ADIB, we constantly look for ways to help you in your life through our Personal Finance solutions – now with limits of up to AED 1 million for expats and AED 3 million for UAE nationals!

Are you interested in Personal Finance?

Apply Now

Overview
Eligibilty
Required Documents

YOUR BENEFITS INCLUDE:

Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates.
Competitive profit rates.
Flexible repayment terms up to 48 months.
Two yearly instalment deferments.
First instalment payment grace period of up to 90 days.
Optional comprehensive personal finance Takaful coverage. Learn more…

Banking Services and Tariff Board
Personal Finance Terms and Conditions

WHO CAN APPLY?

Salary transfer is required.
Employees of approved list of employers in ADIB.
Minimum salary is AED 8,000.
Minimum age at time of application should be 21 years.
Maximum age at time of completion of finance tenor should be:
- For UAE Nationals 65 years
- For expatriates 60 years

DOCUMENTS YOU NEED:

Original and copy of valid passport (with valid residence visa for expatriates).
Original and copy of valid Emirates ID.
Fresh salary transfer letter / Salary certificate addressed to ADIB.
Three months bank statement (if salary not credited to ADIB).