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ADIB Cards

Unlock a world of rewards with and benefits with the UAE's best range of cards to suit every lifestyle.

Pick a card with your favorite lifestyle benefits

ADIB Etihad Guest Visa Classic Card

Etihad Guest Cards
  • Welcome bonus of 10,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
  • International Non​​​​-AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 equivalent spent*
  • Local AED Transactions: Receive up to 0.75 Etihad Guest Miles for every AED 4 spent for AED transaction
  • Free roadside assistance
  • Withdraw 100% of your finance limit as cash
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 17,900 Etihad Guest Miles (click here to pay).
  • Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends. Click here​ to redeem your Etihad Guest Miles.
*Specific merchants in the following categories will receive 0.25 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.​​​​​​

ADIB Cashback Visa Platinum Card

ADIB Discontinued Cards
  • Up to 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​​

ADIB Etihad Guest Visa Platinum Card

Etihad Guest Cards
  • ​Welcome bonus of 50,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
  • International Non-AED Transactions: Receive up to 3 Etihad Guest Miles for every AED 4 equivalent spent*
  • Local AED Transactions: Receive up to 2.​2 Etihad Guest Miles for every AED 4 spent for AED transaction*
  • Free Companion Ticket on every  AED 150,000 spent yearly​
  • Fast track to Etihad Guest Gold Tier
  • Free airport lounge acces via Lounge Key
  • Withdraw 100% of your finance limit as cash
  • Valet parking at select locations in the UAE
  • Free Roadside Assistance 24/7 across the UAE
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 69,9​00 Etihad Guest Miles (click here to pay)​
For updated product terms on self-funded Etihad Platinum Card click here​​
*Specific merchants in the following categories will receive 1 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.​​​
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ADIB Etihad Guest Visa Gold Card

Etihad Guest Cards
  • Welcome ​bonus of 35,000 Etihad Guest Miles – one of the highest of any travel card in the Middle East!
  • Withdraw 100% of your finance limit as cash
  • International Non-AED Transactions: Receive upto 1.5 Etihad Guest Miles for every AED 4 equivalent spent*
  • Local AED Transactions: Receive up to 1 Etihad Guest Miles for every AED 4 spent for AED transaction*
  • Free Companion Ticket on every  AED 150,000 spent yearly.​​​​​
  • Fast track to Etihad Guest Silver Tier
  • Free roadside assistance
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 35,800 Etihad Guest Miles (click here to pay)​
*Specific merchants in the following categories will receive 0.5 Etihad Guest Miles per AED 4 (or equivalent) for AED and non – AED transactions: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Stations, Real Estate Agents, Public Transport (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organisation.
​​

ADIB Visa Cashback Card

ADIB Discontinued Cards
  • 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​​

ADIB Edge Card

ADIB Discontinued Cards
  • 10% cash back on all dining spend in the UAE
  • Up to 2.5 reward points for every AED 1 spent and 0.25 reward points for every AED 1 spent at specific merchants*
  • Free rounds of golf at select golf courses​​

ADIB Etisalat Platinum Card

ADIB Discontinued Cards
  • ​​70,000 Sign Up Etisalat Reward points equivalent to 38 hours of UAE talk time!
  • 4 Etisalat Reward Points for every Dirham spent on the Card. So every AED 100 spent is 13 minutes of UAE talk time!
  • 100% cash withdrawal limit

ADIB Value+ Card

ADIB Discontinued Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​

ADIB Value Card

ADIB Discontinued Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​​

ADIB Business Gold Covered Card

Business Covered Cards
  • Covered Card limit up to AED 250,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology ​​​​

* Features and Benefits available only for existing customer

ADIB Etisalat Visa Signature Card

ADIB Discontinued Cards
  • ​100,000 welcome Reward Points
  • Free Valet Parking at select locations
  • Free premium airport lounge access.
  • Free roadside assistance​

ADIB Spice Card

ADIB Discontinued Cards
  • ​Up to 9% cashback
  • ADIB Reward points
  • All Priceless Arabia offers
  • ​​​​Discounts at select restaurants
  • Easy Pay Plan option

ADIB Rotana Rewards Exclusive Visa Card

ADIB Discontinued Cards
  • Up to 50% discount at any Rotana restaurant
  • 20% discount on hotel room bookings ​
  • ​Free Roadside Assistance & ADIB Travel Desk
  • Access to over 850 airport lounges worldwide via LoungeKey​​​​​​​

ADIB Etisalat Gold Card

ADIB Discontinued Cards
  • 20,000 Sign Up Etisalat Reward points equivalent to more than 10 hours of free UAE talk time!
  • 3 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 10 minutes of UAE talk time!
  • 100% cash withdrawal limit​

ADIB Business Platinum Covered Card

Business Covered Cards
  • Covered Card limit up to AED 10,000,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology ​​​​

* Features and Benefits available only for existing customer

ADIB Dana Covered Card

ADIB Discontinued Cards

ADIB Etisalat Classic Card

ADIB Discontinued Cards
  • 5,000 Sign Up Etisalat Reward points equivalent to more than 2 ½ hours of UAE talk time!
  • 1.5 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 5 minutes of UAE talk time
  • No Annual Fee​

ADIB Booking Signature Card

ADIB Discontinued Cards
  • 10% discount on hotels
  • 5% cashback on flights
  • 4% cashback on fuel spends​
  • Earn u​p to 2 reward points for every AED 1 spent internationally and 1 reward point for every AED 1 spent domestically.​​

ADIB Booking Infinite Card

ADIB Discontinued Cards
  • 200,000 sign-up reward points
  • 10% discount on hotels
  • 7% cashback on flights
  • 5% cashback on fuel spends
  • Earn up to 3 Reward Points for every dirham spent​

ADIB Emirates Skywards Visa Infinite Card

ADIB Emirates Skywards Cards
  • Up to 50,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • ​Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access for primary card holder and guest.​​

ADIB Emirates Skywards Visa Signature Card

ADIB Emirates Skywards Cards
  • Up to ​25,000 bonus Skywards Miles.
  • Enjoy Emirates Skywards Silver tier membership.
  • Two complimentary Home check-in services within Dubai.
  • Unlimited airport lounge access via LoungeKey.​

ADIB Smiles Visa Gold Card

ADIB Discontinued Cards
  • 20,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 16 Smiles points on per AED 5 spend on Smiles App
  • Up to 8 Smiles points per AED 5 spent internationally
  • 6 Smiles points per AED 5 spent locally in the UAE​

ADIB Smiles Visa Signature Card

ADIB Smiles Covered Cards
  • 70,000 Smiles points upon sign up!
  • Complimentary 1 Year subscription to Smiles
  • Unlimited Buy 1 Get 1 worth AED 199
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 30 Smiles points on per AED 5 spent on Smiles App
  • Up to 15 Smiles points per AED 5 spent internationally
  • 10 Smiles points per AED 5 spent locally in the UAE​

ADIB Smiles Visa Platinum Card

ADIB Discontinued Cards
  • 50,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 20 Smiles points on per AED 5 spent on Smiles App
  • Up to 10 Smiles points per AED 5 spent internationally
  • 8 Smiles points per AED 5 spent locally in the UAE​

ADIB Smiles Classic Card

ADIB Smiles Covered Cards
  • 5,000 Smiles points upon sign up!
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 12 Smiles points on per AED 5 spent on Smiles App
  • Up to 6 Smiles points per AED 5 spent internationally
  • 4 Smiles points per AED 5 spent locally in the UAE​

ADIB ISIC Prepaid Card

ADIB ISIC Prepaid Card
  • Global Recognition
  • A range of discounts in UAE and abroad

ADIB Emirates Skywards World Elite Card

ADIB Discontinued Cards


  • Up to 120,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • Complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access for primary card holder and guest.

ADIB Emirates Skywards World Card

ADIB Discontinued Cards


  • Up to 60,000 bonus Skywards Miles.
  • Enjoy Emirates Skywards Silver tier membership.
  • Two complimentary Home check-in services within Dubai.
  • Unlimited airport lounge access via LoungeKey.

ADIB Cashback Visa Covered Card

ADIB Cashback Cards
  • 4% on Supermarket & Grocery spends
  • 4% on Fuel & Automobile spends
  • 4% on School & Education payments​
  • 4% on Dining & Restaurant spends
  • 4% on Utility payments
  • Road Side Assistance once a Year
​ ​

ADIB Exceed Visa Platinum Covered Card

ADIB Exceed Cards
  • Upto 1.5 Exceed Rewards for every AED 100 spent
  • Airport Lounge Access twice a year for cardholders only​
  • Roadside Assistance within UAE once a year​​
​​

ADIB Booking Signature Card

ADIB Booking.com Cards
  • Earn 2.5 Exceed Rewards per AED 100 Airline Spends (capped at 50 Exceed Rewards per transaction and 150 Exceed Rewards a month).
  • Earn 0.50 Exceed Reward per AED 100 spent locally
  • Earn 1 Exceed Reward (0.125 Exceed Rewards in EEA region) per AED 100 (or equivalent) spent internationally.
  • Earn 0.125 Exceed Reward per AED 100 spent on Specific Merchants
  • Unlimited Airport Lounge Access for cardholders only.
  • Valet parking at select locations in the UAE.
  • 10% discount on select hotel bookings through the Booking.com Genius Program*

*Extra 10% discount on select hotels booked through Booking.com as a Genius Member. Get free upgrade to Genius Member status as ADIB Booking.com Covered Cardholder and enjoy Genius discounts and perks. Click here to register.


ADIB Exceed Visa Covered Card

ADIB Exceed Cards
  • Upto 1 Exceed Rewards for every AED 100 spent
  • ​Roadside Assistance within UAE once a year​
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