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Key Benefits

Financing of up to AED 30 million

Attractive profit rates with both fixed rates and variable rate options

Exclusive profit rates for financing developer purchase or handover payments

ADIB paid property insurance ​​​​

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Financing Amount

Financing of up to AED 30 Million For National and Expatriates or 85% of property value ​


Competitive Profit Rates

As low as 3.99% per annum​


Special rate

For financing handover payments to developers


Instant pre-qualification


Property Insurance

Paid by ADIB for full tenure

Banking Services and Tariff Board
Key Facts Statement
Terms and Conditions ​

Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. ​Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process​​​

Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only ​

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