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Grab your best opportunity to earn cashback on your shopping. Enjoy 10% Cashback on jewellery, Furniture and electronic spends capped at AED 300.

You need to spend minimum AED 2,000 to get the cashback.

Simply SMS 'JWL' to 4655 to register and receive your cashback!


What's more, you can get up to 50% discount on selected Rivoli stores*:

Terms and conditions apply:


Terms and conditions for 10% Cashback offer:

  • All ADIB Covered Card customers are eligible for this offer.
  • Promotion is valid for jewellery, furniture or electronic purchases made from 24 October to 02 November 2019.
  • To qualify for the offer customer has to register for the campaign by sending JWL to 4655.
  • Minimum spend of AED 2000 is required in order to be eligible for the 10% bonus cashback.
  • Maximum cashback is capped at AED300 at customer level.
  • Offer will be valid during promotion dates only.
  • Bonus cashback will be credited to the relevant Covered Card by January 2020.
  • Transactions on the ADIB Covered Card in the form of reversals, refunds or disputed purchases during the Offer period will be deducted from the qualifying spend.
  • ADIB is not responsible for a transaction that does not get captured under the appropriate merchant category code nor accepts any responsibility for refusal of acceptance of the Covered Card for any reason whatsoever.
  • Supplementary cardholder’s spends will be clubbed with the linked primary Covered Card to calculate spends and the bonus cashback eligible for the offer.

*Terms and conditions for Rivoli:

  • Rivoli offer is valid on all ADIB covered or Debits cards; a valid ADIB Covered or Debit Card must be used for payment.
  • All watches, writing Instruments, leather accessories & eyewear purchased at the RIVOLI Sale will be offered at a minimum discount of 25% and maximum discount of up to 50% fully paid by RIVOLI when purchased using the ADIB Covered or Debit Card.
  • Rivoli offer is only available at the following locations:
    • Rivoli: Fujairah City Center, Bawabat Al Sharq
    • Rivoli EyeZone: Bawabat Al Sharq, Dalma mall, Fujairah Mall
    • Hour Choice: Fujairah City Center, Dalma mall

General Terms and Conditions:

  • Delinquent or blocked customers during the promotion period will not be eligible for this promotion.
  • By participating in this promotion, customer agrees to be bound by all other ADIB Covered Card Terms and Conditions that prohibit using ADIB Covered Card to purchase any non-Shari'a compliant products or services as determined by the Fatwa and Shari’a Supervisory Board of ADIB
  • ADIB encourages you to use your Covered Card only for necessary expenditures.
  • Any disputes in regards with the promotion rewards should be raised within 6 months from the campaign end date.
  • ADIB Card terms and conditions shall apply which prohibit using ADIB Card to purchase any non-Shari’a compliant products/services as determined by ADIB’s Fatwa and Shari’a Supervisory Board including but not limited to alcohol, pork products, gambling, tobacco, casinos, bars, nightclubs, merchants selling and/or providing pornography related products and/or services.