ADIB | Customer Profit Rates

Customer Profit Rate for last 24 months

2022

Customer Profit Rate for November 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.40%	0.41%	0.42%
EUR	0.40%	0.41%	0.42%
GBP	0.40%	0.41%	0.42%
CHF	0.40%	0.41%	0.42%
CAD	0.40%	0.41%	0.42%
JPY	0.40%	0.41%	0.42%

Customer Profit Rate for October 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.38%	0.39%	0.40%/td>
EUR	0.38%	0.39%	0.40%
GBP	0.38%	0.39%	0.40%
CHF	0.38%	0.39%	0.40%
CAD	0.38%	0.39%	0.40%
JPY	0.38%	0.39%	0.40%

Customer Profit Rate for September 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.43%	0.44%	0.45%
EUR	0.43%	0.44%	0.45%
GBP	0.43%	0.44%	0.45%
CHF	0.43%	0.44%	0.45%
CAD	0.43%	0.44%	0.45%
JPY	0.43%	0.44%	0.45%

Customer Profit Rate for August 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.35%	0.36%	0.37%
EUR	0.35%	0.36%	0.37%
GBP	0.35%	0.36%	0.37%
CHF	0.35%	0.36%	0.37%
CAD	0.35%	0.36%	0.37%
JPY	0.35%	0.36%	0.37%

Customer Profit Rate for July 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.330%	0.340%	0.350%
EUR	0.330%	0.340%	0.350%
GBP	0.330%	0.340%	0.350%
CHF	0.330%	0.340%	0.350%
CAD	0.330%	0.340%	0.350%
JPY	0.330%	0.340%	0.350%

Customer Profit Rate for June 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.33%	0.34%	0.35%
EUR	0.33%	0.34%	0.35%
GBP	0.33%	0.34%	0.35%
CHF	0.33%	0.34%	0.35%
CAD	0.33%	0.34%	0.35%
JPY	0.33%	0.34%	0.35%

Customer Profit Rate for May 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.33%	0.34%	0.35%
EUR	0.33%	0.34%	0.35%
GBP	0.33%	0.34%	0.35%
CHF	0.33%	0.34%	0.35%
CAD	0.33%	0.34%	0.35%
JPY	0.33%	0.34%	0.35%

Customer Profit Rate for April 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.32%	0.33%	0.34%
EUR	0.32%	0.33%	0.34%
GBP	0.32%	0.33%	0.34%
CHF	0.32%	0.33%	0.34%
CAD	0.32%	0.33%	0.34%
JPY	0.32%	0.33%	0.34%

Customer Profit Rate for March 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.35%	0.36%	0.37%
EUR	0.35%	0.36%	0.37%
GBP	0.35%	0.36%	0.37%
CHF	0.35%	0.36%	0.37%
CAD	0.35%	0.36%	0.37%
JPY	0.35%	0.36%	0.37%

Customer Profit Rate for February 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.32%	0.33%	0.34%
EUR	0.32%	0.33%	0.34%
GBP	0.32%	0.33%	0.34%
CHF	0.32%	0.33%	0.34%
CAD	0.32%	0.33%	0.34%
JPY	0.32%	0.33%	0.34%

Customer Profit Rate for January 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

2021

Customer Profit Rate for December 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.35%	0.36%	0.37%
EUR	0.35%	0.36%	0.37%
GBP	0.35%	0.36%	0.37%
CHF	0.35%	0.36%	0.37%
CAD	0.35%	0.36%	0.37%
JPY	0.35%	0.36%	0.37%

Customer Profit Rate for November 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.32%	0.33%	0.34%
EUR	0.32%	0.33%	0.34%
GBP	0.32%	0.33%	0.34%
CHF	0.32%	0.33%	0.34%
CAD	0.32%	0.33%	0.34%
JPY	0.32%	0.33%	0.34%

Customer Profit Rate for October 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.30%	0.31%	0.32%
EUR	0.30%	0.31%	0.32%
GBP	0.30%	0.31%	0.32%
CHF	0.30%	0.31%	0.32%
CAD	0.30%	0.31%	0.32%
JPY	0.30%	0.31%	0.32%

Customer Profit Rate for September 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for August 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for July 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.29%	0.30%	0.31%
EUR	0.29%	0.30%	0.31%
GBP	0.29%	0.30%	0.31%
CHF	0.29%	0.30%	0.31%
CAD	0.29%	0.30%	0.31%
JPY	0.29%	0.30%	0.31%

Customer Profit Rate for June 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for May 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for April 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for March 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.33%	0.34%	0.35%
EUR	0.33%	0.34%	0.35%
GBP	0.33%	0.34%	0.35%
CHF	0.33%	0.34%	0.35%
CAD	0.33%	0.34%	0.35%
JPY	0.33%	0.34%	0.35%

Customer Profit Rate for February 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.30%	0.31%	0.32%
EUR	0.30%	0.31%	0.32%
GBP	0.30%	0.31%	0.32%
CHF	0.30%	0.31%	0.32%
CAD	0.30%	0.31%	0.32%
JPY	0.30%	0.31%	0.32%

Customer Profit Rate for January 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

2020

Customer Profit Rate for December 2020

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.310%	0.320%	0.330%
EUR	0.310%	0.320%	0.330%
GBP	0.310%	0.320%	0.330%
CHF	0.310%	0.320%	0.330%
CAD	0.310%	0.320%	0.330%
JPY	0.310%	0.320%	0.330%

Above are the actual profit distribution rates. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB’s Banking Services Agreement.
Please note that profit distribution to the Savings account's are on quarterly basis.

2022

JAN	FEB	MAR	APR	MAY	JUN	JUL	AUG	SEP	OCT	NOV	DEC
0.4769% (p.a)	0.4926% (p.a)	0.5672% (p.a)	0.4974% (p.a)	0.4901% (p.a)	0.5366% (p.a)		0.5713% (p.a)	0.7327% (p.a)	0.6319% (p.a)

2021

JAN	FEB	MAR	APR	MAY	JUN	JUL	AUG	SEP	OCT	NOV	DEC
0.4749%(p.a)	0.4622% (p.a)	0.5293% (p.a)	0.4903% (p.a)	0.4744% (p.a)	0.4803% (p.a)	0.4434% (p.a)	0.4746% (p.a)	0.4791% (p.a)	0.4593% (p.a)	0.4976% (p.a)	0.5577% (p.a)

2020

JAN	FEB	MAR	APR	MAY	JUN	JUL	AUG	SEP	OCT	NOV	DEC
0.5564% (p.a)	0.6047% (p.a)	0.4563% (p.a)	0.5285% (p.a)	0.5602% (p.a)	0.5579% (p.a)	0.4787% (p.a)	0.5326% (p.a)	0.5009% (p.a)	0.5482% (p.a)	0.5263% (p.a)	0.4754% (p.a)

2019

JAN	FEB	MAR	APR	MAY	JUN	JUL	AUG	SEP	OCT	NOV	DEC
		0.610% (p.a)	0.613% (p.a)	0.627% (p.a)	0.6404% (p.a)	0.6798% (p.a)	0.6576% (p.a)	0.6096% (p.a)	0.6065% (p.a)	0.6182% (p.a)	0.8483% (p.a)

Above are the actual profit distribution rates for the respective months. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB Smart Banking Account Terms and Conditions.
Monthly profit or loss is calculated on a monthly basis based on the monthly average of the daily closing balance of ADIB Smart Banking Account during any calendar month.
For any balances above AED 1 in the ADIB Smart Banking Account, ADIB will endeavor to deposit the entire achieved profit of the relevant month and which will be fully distributed and deposited in the relevant ADIB Smart Banking Account on a monthly basis and any balance of the achieved profits that is not distributed shall be transferred to the relevant profit equalization reserve of this tier of ADIB Smart Banking Accounts.

Customer Profit Rate for last 24 months

2022

Customer Profit Rate for November 2022

Tier	5 K - 10 K	10 K - 25 K	> 25K
AED & USD	0.40%	0.41%	0.42%
EUR	0.40%	0.41%	0.42%
GBP	0.40%	0.41%	0.42%
CHF	0.40%	0.41%	0.42%
CAD	0.40%	0.41%	0.42%
JPY	0.40%	0.41%	0.42%

Customer Profit Rate for October 2022

Tier	5 K - 10 K	10 K - 25 K	> 25K
AED & USD	0.38%	0.39%	0.40%
EUR	0.38%	0.39%	0.40%
GBP	0.38%	0.39%	0.40%
CHF	0.38%	0.39%	0.40%
CAD	0.38%	0.39%	0.40%
JPY	0.38%	0.39%	0.40%

Customer Profit Rate for September 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.43%	0.44%	0.45%
EUR	0.43%	0.44%	0.45%
GBP	0.43%	0.44%	0.45%
CHF	0.43%	0.44%	0.45%
CAD	0.43%	0.44%	0.45%
JPY	0.43%	0.44%	0.45%

Customer Profit Rate for August 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.35%	0.36%	0.37%
EUR	0.35%	0.36%	0.37%
GBP	0.35%	0.36%	0.37%
CHF	0.35%	0.36%	0.37%
CAD	0.35%	0.36%	0.37%
JPY	0.35%	0.36%	0.37%

Customer Profit Rate for July 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.330%	0.340%	0.350%
EUR	0.330%	0.340%	0.350%
GBP	0.330%	0.340%	0.350%
CHF	0.330%	0.340%	0.350%
CAD	0.330%	0.340%	0.350%
JPY	0.330%	0.340%	0.350%

Customer Profit Rate for June 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.33%	0.34%	0.35%
EUR	0.33%	0.34%	0.35%
GBP	0.33%	0.34%	0.35%
CHF	0.33%	0.34%	0.35%
CAD	0.33%	0.34%	0.35%
JPY	0.33%	0.34%	0.35%

Customer Profit Rate for May 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.33%	0.34%	0.35%
EUR	0.33%	0.34%	0.35%
GBP	0.33%	0.34%	0.35%
CHF	0.33%	0.34%	0.35%
CAD	0.33%	0.34%	0.35%
JPY	0.33%	0.34%	0.35%

Customer Profit Rate for April 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.32%	0.33%	0.34%
EUR	0.32%	0.33%	0.34%
GBP	0.32%	0.33%	0.34%
CHF	0.32%	0.33%	0.34%
CAD	0.32%	0.33%	0.34%
JPY	0.32%	0.33%	0.34%

Customer Profit Rate for March 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.35%	0.36%	0.37%
EUR	0.35%	0.36%	0.37%
GBP	0.35%	0.36%	0.37%
CHF	0.35%	0.36%	0.37%
CAD	0.35%	0.36%	0.37%
JPY	0.35%	0.36%	0.37%

Customer Profit Rate for February 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.32%	0.33%	0.34%
EUR	0.32%	0.33%	0.34%
GBP	0.32%	0.33%	0.34%
CHF	0.32%	0.33%	0.34%
CAD	0.32%	0.33%	0.34%
JPY	0.32%	0.33%	0.34%

Customer Profit Rate for January 2022

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

2021

Customer Profit Rate for December 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.35%	0.36%	0.37%
EUR	0.35%	0.36%	0.37%
GBP	0.35%	0.36%	0.37%
CHF	0.35%	0.36%	0.37%
CAD	0.35%	0.36%	0.37%
JPY	0.35%	0.36%	0.37%

Customer Profit Rate for November 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.32%	0.33%	0.34%
EUR	0.32%	0.33%	0.34%
GBP	0.32%	0.33%	0.34%
CHF	0.32%	0.33%	0.34%
CAD	0.32%	0.33%	0.34%
JPY	0.32%	0.33%	0.34%

Customer Profit Rate for October 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.30%	0.31%	0.32%
EUR	0.30%	0.31%	0.32%
GBP	0.30%	0.31%	0.32%
CHF	0.30%	0.31%	0.32%
CAD	0.30%	0.31%	0.32%
JPY	0.30%	0.31%	0.32%

Customer Profit Rate for September 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for August 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for July 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.29%	0.30%	0.31%
EUR	0.29%	0.30%	0.31%
GBP	0.29%	0.30%	0.31%
CHF	0.29%	0.30%	0.31%
CAD	0.29%	0.30%	0.31%
JPY	0.29%	0.30%	0.31%

Customer Profit Rate for June 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for May 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for April 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Customer Profit Rate for March 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.33%	0.34%	0.35%
EUR	0.33%	0.34%	0.35%
GBP	0.33%	0.34%	0.35%
CHF	0.33%	0.34%	0.35%
CAD	0.33%	0.34%	0.35%
JPY	0.33%	0.34%	0.35%

Customer Profit Rate for February 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.30%	0.31%	0.32%
EUR	0.30%	0.31%	0.32%
GBP	0.30%	0.31%	0.32%
CHF	0.30%	0.31%	0.32%
CAD	0.30%	0.31%	0.32%
JPY	0.30%	0.31%	0.32%

Customer Profit Rate for January 2021

Tier	5 K - 10 K	10 K - 25 K	> 25
AED & USD	0.31%	0.32%	0.33%
EUR	0.31%	0.32%	0.33%
GBP	0.31%	0.32%	0.33%
CHF	0.31%	0.32%	0.33%
CAD	0.31%	0.32%	0.33%
JPY	0.31%	0.32%	0.33%

Above are the actual profit distribution rates for AED & USD deposits. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB's Banking Services Agreement. Ghina Prizes are paid from ADIB's Shareholders funds.
Please note that profit distribution to the Ghina Savings and Ghina Salary account is on a quarterly basis

Customer Profit Rate for last 24 months

2022

Customer Profit Rate for November 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.400%	0.410%	0.420%	0.420%
GBP	0.400%	0.410%	0.420%	0.420%
EUR	0.400%	0.410%	0.420%	0.420%

Customer Profit Rate for October 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.38%	0.39%	0.40%	0.40%
GBP	0.38%	0.39%	0.40%	0.40%
EUR	0.38%	0.39%	0.40%	0.40%

Customer Profit Rate for September 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.43%	0.44%	0.45%	0.45%
GBP	0.43%	0.44%	0.45%	0.45%
EUR	0.43%	0.44%	0.45%	0.45%

Customer Profit Rate for August 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.35%	0.36%	0.37%	0.37%
GBP	0.35%	0.36%	0.37%	0.37%
EUR	0.35%	0.36%	0.37%	0.37%

Customer Profit Rate for July 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.33%	0.34%	0.35%	0.35%
GBP	0.33%	0.34%	0.35%	0.35%
EUR	0.33%	0.34%	0.35%	0.35%

Customer Profit Rate for June 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.33%	0.34%	0.35%	0.41%
GBP	0.33%	0.34%	0.35%	0.41%
EUR	0.33%	0.34%	0.35%	0.41%

Customer Profit Rate for May 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.33%	0.34%	0.35%	0.43%
GBP	0.33%	0.34%	0.35%	0.43%
EUR	0.33%	0.34%	0.35%	0.43%

Customer Profit Rate for April 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.32%	0.33%	0.34%	0.62%
GBP	0.32%	0.33%	0.34%	0.62%
EUR	0.32%	0.33%	0.34%	0.62%

Customer Profit Rate for March 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.35%	0.36%	0.37%	0.68%
GBP	0.35%	0.36%	0.37%	0.68%
EUR	0.35%	0.36%	0.37%	0.68%

Customer Profit Rate for February 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.32%	0.33%	0.34%	0.62%
GBP	0.32%	0.33%	0.34%	0.62%
EUR	0.32%	0.33%	0.34%	0.62%

Customer Profit Rate for January 2022

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.31%	0.32%	0.33%	0.61%
GBP	0.31%	0.32%	0.33%	0.61%
EUR	0.31%	0.32%	0.33%	0.61%

2021

Customer Profit Rate for December 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.35%	0.36%	0.37%	0.67%
GBP	0.35%	0.36%	0.37%	0.67%
EUR	0.35%	0.36%	0.37%	0.67%

Customer Profit Rate for November 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.32%	0.33%	0.34%	0.62%
GBP	0.32%	0.33%	0.34%	0.62%
EUR	0.32%	0.33%	0.34%	0.62%

Customer Profit Rate for October 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.30%	0.31%	0.32%	0.59%
GBP	0.30%	0.31%	0.32%	0.59%
EUR	0.30%	0.31%	0.32%	0.59%

Customer Profit Rate for September 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.31%	0.32%	0.33%	0.61%
GBP	0.31%	0.32%	0.33%	0.61%
EUR	0.31%	0.32%	0.33%	0.61%

Customer Profit Rate for August 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.31%	0.32%	0.33%	0.61%
GBP	0.31%	0.32%	0.33%	0.61%
EUR	0.31%	0.32%	0.33%	0.61%

Customer Profit Rate for July 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.29%	0.30%	0.31%	0.58%
GBP	0.29%	0.30%	0.31%	0.58%
EUR	0.29%	0.30%	0.31%	0.58%

Customer Profit Rate for June 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.31%	0.32%	0.33%	0.61%
GBP	0.31%	0.32%	0.33%	0.61%
EUR	0.31%	0.32%	0.33%	0.61%

Customer Profit Rate for May 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.31%	0.32%	0.33%	0.61%
GBP	0.31%	0.32%	0.33%	0.61%
EUR	0.31%	0.32%	0.33%	0.61%

Customer Profit Rate for April 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.31%	0.32%	0.33%	0.62%
GBP	0.31%	0.32%	0.33%	0.62%
EUR	0.31%	0.32%	0.33%	0.62%

Customer Profit Rate for March 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.33%	0.34%	0.35%	0.66%
GBP	0.33%	0.34%	0.35%	0.66%
EUR	0.33%	0.34%	0.35%	0.66%

Customer Profit Rate for February 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.30%	0.31%	0.32%	0.60%
GBP	0.30%	0.31%	0.32%	0.60%
EUR	0.30%	0.31%	0.32%	0.60%

Customer Profit Rate for January 2021

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.310%	0.320%	0.330%	0.610%
GBP	0.310%	0.320%	0.330%	0.610%
EUR	0.310%	0.320%	0.330%	0.610%

2020

Customer Profit Rate for December 2020

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.310%	0.320%	0.330%	0.620%
GBP	0.310%	0.320%	0.330%	0.620%
EUR	0.310%	0.320%	0.330%	0.620%

Customer Profit Rate for November 2020

Tier	5 K - 10 K	10 K - 25 K	25 K - 250 K	> 250 K
AED	0.330%	0.340%	0.350%	0.640%
GBP	0.330%	0.340%	0.350%	0.640%
EUR	0.330%	0.340%	0.350%	0.640%

Above are the actual profit distribution. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB’s Banking Services Agreement.
Please note that profit distribution to the Banoon Children Savings account is on quarterly basis

Customer Profit Rate for last 24 months

2022

Time Deposit Rates For Each Tier

Customer Profit Rate For November 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.65%	0.65%	0.65%	0.65%	0.68%
3 Month	0.67%	0.67%	0.67%	0.67%	0.70%
6 Month	0.69%	0.69%	0.69%	0.69%	0.78%
9 Month	0.72%	0.72%	0.72%	0.72%	0.82%
12 Month	0.77%	0.77%	0.77%	0.77%	0.87%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.65%	0.65%	0.65%	0.65%	0.68%
3 Month	0.67%	0.67%	0.67%	0.67%	0.70%
6 Month	0.69%	0.69%	0.69%	0.69%	0.78%
9 Month	0.72%	0.72%	0.72%	0.72%	0.82%
12 Month	0.77%	0.77%	0.77%	0.77%	0.87%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.65%	0.65%	0.65%	0.65%	0.68%
3 Month	0.67%	0.67%	0.67%	0.67%	0.70%
6 Month	0.69%	0.69%	0.69%	0.69%	0.78%
9 Month	0.72%	0.72%	0.72%	0.72%	0.82%
12 Month	0.77%	0.77%	0.77%	0.77%	0.87%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.65%	0.65%	0.65%	0.65%	0.68%
3 Month	0.67%	0.67%	0.67%	0.67%	0.70%
6 Month	0.69%	0.69%	0.69%	0.69%	0.78%
9 Month	0.72%	0.72%	0.72%	0.72%	0.82%
12 Month	0.77%	0.77%	0.77%	0.77%	0.87%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.65%	0.65%	0.65%	0.65%	0.68%
3 Month	0.67%	0.67%	0.67%	0.67%	0.70%
6 Month	0.69%	0.69%	0.69%	0.69%	0.78%
9 Month	0.72%	0.72%	0.72%	0.72%	0.82%
12 Month	0.77%	0.77%	0.77%	0.77%	0.87%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.65%	0.65%	0.65%	0.65%	0.68%
3 Month	0.67%	0.67%	0.67%	0.67%	0.70%
6 Month	0.69%	0.69%	0.69%	0.69%	0.78%
9 Month	0.72%	0.72%	0.72%	0.72%	0.82%
12 Month	0.77%	0.77%	0.77%	0.77%	0.87%

Time Deposit Rates For Each Tier

Customer Profit Rate For October 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.61%	0.61%	0.61%	0.61%	0.64%
3 Month	0.63%	0.63%	0.63%	0.63%	0.66%
6 Month	0.65%	0.65%	0.65%	0.65%	0.74%
9 Month	0.68%	0.68%	0.68%	0.68%	0.78%
12 Month	0.73%	0.73%	0.73%	0.73%	0.83%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.61%	0.61%	0.61%	0.61%	0.64%
3 Month	0.63%	0.63%	0.63%	0.63%	0.66%
6 Month	0.65%	0.65%	0.65%	0.65%	0.74%
9 Month	0.68%	0.68%	0.68%	0.68%	0.78%
12 Month	0.73%	0.73%	0.73%	0.73%	0.83%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.61%	0.61%	0.61%	0.61%	0.64%
3 Month	0.63%	0.63%	0.63%	0.63%	0.66%
6 Month	0.65%	0.65%	0.65%	0.65%	0.74%
9 Month	0.68%	0.68%	0.68%	0.68%	0.78%
12 Month	0.73%	0.73%	0.73%	0.73%	0.83%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.61%	0.61%	0.61%	0.61%	0.64%
3 Month	0.63%	0.63%	0.63%	0.63%	0.66%
6 Month	0.65%	0.65%	0.65%	0.65%	0.74%
9 Month	0.68%	0.68%	0.68%	0.68%	0.78%
12 Month	0.73%	0.73%	0.73%	0.73%	0.83%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.61%	0.61%	0.61%	0.61%	0.64%
3 Month	0.63%	0.63%	0.63%	0.63%	0.66%
6 Month	0.65%	0.65%	0.65%	0.65%	0.74%
9 Month	0.68%	0.68%	0.68%	0.68%	0.78%
12 Month	0.73%	0.73%	0.73%	0.73%	0.83%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.61%	0.61%	0.61%	0.61%	0.64%
3 Month	0.63%	0.63%	0.63%	0.63%	0.66%
6 Month	0.65%	0.65%	0.65%	0.65%	0.74%
9 Month	0.68%	0.68%	0.68%	0.68%	0.78%
12 Month	0.73%	0.73%	0.73%	0.73%	0.83%

Time Deposit Rates For Each Tier

Customer Profit Rate For September 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.66%	0.66%	0.66%	0.66%	0.69%
3 Month	0.68%	0.68%	0.68%	0.68%	0.71%
6 Month	0.70%	0.70%	0.70%	0.70%	0.79%
9 Month	0.73%	0.73%	0.73%	0.73%	0.83%
12 Month	0.78%	0.78%	0.78%	0.78%	0.88%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.66%	0.66%	0.66%	0.66%	0.69%
3 Month	0.68%	0.68%	0.68%	0.68%	0.71%
6 Month	0.70%	0.70%	0.70%	0.70%	0.79%
9 Month	0.73%	0.73%	0.73%	0.73%	0.83%
12 Month	0.78%	0.78%	0.78%	0.78%	0.88%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.66%	0.66%	0.66%	0.66%	0.69%
3 Month	0.68%	0.68%	0.68%	0.68%	0.71%
6 Month	0.70%	0.70%	0.70%	0.70%	0.79%
9 Month	0.73%	0.73%	0.73%	0.73%	0.83%
12 Month	0.78%	0.78%	0.78%	0.78%	0.88%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.66%	0.66%	0.66%	0.66%	0.69%
3 Month	0.68%	0.68%	0.68%	0.68%	0.71%
6 Month	0.70%	0.70%	0.70%	0.70%	0.79%
9 Month	0.73%	0.73%	0.73%	0.73%	0.83%
12 Month	0.78%	0.78%	0.78%	0.78%	0.88%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.66%	0.66%	0.66%	0.66%	0.69%
3 Month	0.68%	0.68%	0.68%	0.68%	0.71%
6 Month	0.70%	0.70%	0.70%	0.70%	0.79%
9 Month	0.73%	0.73%	0.73%	0.73%	0.83%
12 Month	0.78%	0.78%	0.78%	0.78%	0.88%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.66%	0.66%	0.66%	0.66%	0.69%
3 Month	0.68%	0.68%	0.68%	0.68%	0.71%
6 Month	0.70%	0.70%	0.70%	0.70%	0.79%
9 Month	0.73%	0.73%	0.73%	0.73%	0.83%
12 Month	0.78%	0.78%	0.78%	0.78%	0.88%

Time Deposit Rates For Each Tier

Customer Profit Rate For August 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

Time Deposit Rates For Each Tier

Customer Profit Rate For July 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.54%	0.54%	0.54%	0.54%	0.57%
3 Month	0.56%	0.56%	0.56%	0.56%	0.59%
6 Month	0.58%	0.58%	0.58%	0.58%	0.67%
9 Month	0.61%	0.61%	0.61%	0.61%	0.71%
12 Month	0.66%	0.66%	0.66%	0.66%	0.76%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.54%	0.54%	0.54%	0.54%	0.57%
3 Month	0.56%	0.56%	0.56%	0.56%	0.59%
6 Month	0.58%	0.58%	0.58%	0.58%	0.67%
9 Month	0.61%	0.61%	0.61%	0.61%	0.71%
12 Month	0.66%	0.66%	0.66%	0.66%	0.76%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.54%	0.54%	0.54%	0.54%	0.57%
3 Month	0.56%	0.56%	0.56%	0.56%	0.59%
6 Month	0.58%	0.58%	0.58%	0.58%	0.67%
9 Month	0.61%	0.61%	0.61%	0.61%	0.71%
12 Month	0.66%	0.66%	0.66%	0.66%	0.76%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.54%	0.54%	0.54%	0.54%	0.57%
3 Month	0.56%	0.56%	0.56%	0.56%	0.59%
6 Month	0.58%	0.58%	0.58%	0.58%	0.67%
9 Month	0.61%	0.61%	0.61%	0.61%	0.71%
12 Month	0.66%	0.66%	0.66%	0.66%	0.76%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.54%	0.54%	0.54%	0.54%	0.57%
3 Month	0.56%	0.56%	0.56%	0.56%	0.59%
6 Month	0.58%	0.58%	0.58%	0.58%	0.67%
9 Month	0.61%	0.61%	0.61%	0.61%	0.71%
12 Month	0.66%	0.66%	0.66%	0.66%	0.76%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.54%	0.54%	0.54%	0.54%	0.57%
3 Month	0.56%	0.56%	0.56%	0.56%	0.59%
6 Month	0.58%	0.58%	0.58%	0.58%	0.67%
9 Month	0.61%	0.61%	0.61%	0.61%	0.71%
12 Month	0.66%	0.66%	0.66%	0.66%	0.76%

Time Deposit Rates For Each Tier

Customer Profit Rate For June 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

Time Deposit Rates For Each Tier

Customer Profit Rate For May 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

Time Deposit Rates For Each Tier

Customer Profit Rate For April 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

Time Deposit Rates For Each Tier

Customer Profit Rate For March 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.56%	0.56%	0.56%	0.56%	0.59%
3 Month	0.58%	0.58%	0.58%	0.58%	0.61%
6 Month	0.60%	0.60%	0.60%	0.60%	0.69%
9 Month	0.63%	0.63%	0.63%	0.63%	0.73%
12 Month	0.68%	0.68%	0.68%	0.68%	0.78%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.56%	0.56%	0.56%	0.56%	0.59%
3 Month	0.58%	0.58%	0.58%	0.58%	0.61%
6 Month	0.60%	0.60%	0.60%	0.60%	0.69%
9 Month	0.63%	0.63%	0.63%	0.63%	0.73%
12 Month	0.68%	0.68%	0.68%	0.68%	0.78%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.56%	0.56%	0.56%	0.56%	0.59%
3 Month	0.58%	0.58%	0.58%	0.58%	0.61%
6 Month	0.60%	0.60%	0.60%	0.60%	0.69%
9 Month	0.63%	0.63%	0.63%	0.63%	0.73%
12 Month	0.68%	0.68%	0.68%	0.68%	0.78%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.56%	0.56%	0.56%	0.56%	0.59%
3 Month	0.58%	0.58%	0.58%	0.58%	0.61%
6 Month	0.60%	0.60%	0.60%	0.60%	0.69%
9 Month	0.63%	0.63%	0.63%	0.63%	0.73%
12 Month	0.68%	0.68%	0.68%	0.68%	0.78%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.56%	0.56%	0.56%	0.56%	0.59%
3 Month	0.58%	0.58%	0.58%	0.58%	0.61%
6 Month	0.60%	0.60%	0.60%	0.60%	0.69%
9 Month	0.63%	0.63%	0.63%	0.63%	0.73%
12 Month	0.68%	0.68%	0.68%	0.68%	0.78%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.56%	0.56%	0.56%	0.56%	0.59%
3 Month	0.58%	0.58%	0.58%	0.58%	0.61%
6 Month	0.60%	0.60%	0.60%	0.60%	0.69%
9 Month	0.63%	0.63%	0.63%	0.63%	0.73%
12 Month	0.68%	0.68%	0.68%	0.68%	0.78%

Time Deposit Rates For Each Tier

Customer Profit Rate For February 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

Time Deposit Rates For Each Tier

Customer Profit Rate For January 2022

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

2021

Time Deposit Rates For Each Tier

Customer Profit Rate For December 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.55%	0.55%	0.55%	0.55%	0.58%
3 Month	0.57%	0.57%	0.57%	0.57%	0.60%
6 Month	0.59%	0.59%	0.59%	0.59%	0.68%
9 Month	0.62%	0.62%	0.62%	0.62%	0.72%
12 Month	0.67%	0.67%	0.67%	0.67%	0.77%

Time Deposit Rates For Each Tier

Customer Profit Rate For November 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

Time Deposit Rates For Each Tier

Customer Profit Rate For October 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.47%	0.47%	0.47%	0.47%	0.50%
3 Month	0.49%	0.49%	0.49%	0.49%	0.52%
6 Month	0.51%	0.51%	0.51%	0.51%	0.60%
9 Month	0.54%	0.54%	0.54%	0.54%	0.64%
12 Month	0.59%	0.59%	0.59%	0.59%	0.69%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.47%	0.47%	0.47%	0.47%	0.50%
3 Month	0.49%	0.49%	0.49%	0.49%	0.52%
6 Month	0.51%	0.51%	0.51%	0.51%	0.60%
9 Month	0.54%	0.54%	0.54%	0.54%	0.64%
12 Month	0.59%	0.59%	0.59%	0.59%	0.69%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.47%	0.47%	0.47%	0.47%	0.50%
3 Month	0.49%	0.49%	0.49%	0.49%	0.52%
6 Month	0.51%	0.51%	0.51%	0.51%	0.60%
9 Month	0.54%	0.54%	0.54%	0.54%	0.64%
12 Month	0.59%	0.59%	0.59%	0.59%	0.69%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.47%	0.47%	0.47%	0.47%	0.50%
3 Month	0.49%	0.49%	0.49%	0.49%	0.52%
6 Month	0.51%	0.51%	0.51%	0.51%	0.60%
9 Month	0.54%	0.54%	0.54%	0.54%	0.64%
12 Month	0.59%	0.59%	0.59%	0.59%	0.69%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.47%	0.47%	0.47%	0.47%	0.50%
3 Month	0.49%	0.49%	0.49%	0.49%	0.52%
6 Month	0.51%	0.51%	0.51%	0.51%	0.60%
9 Month	0.54%	0.54%	0.54%	0.54%	0.64%
12 Month	0.59%	0.59%	0.59%	0.59%	0.69%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.47%	0.47%	0.47%	0.47%	0.50%
3 Month	0.49%	0.49%	0.49%	0.49%	0.52%
6 Month	0.51%	0.51%	0.51%	0.51%	0.60%
9 Month	0.54%	0.54%	0.54%	0.54%	0.64%
12 Month	0.59%	0.59%	0.59%	0.59%	0.69%

Time Deposit Rates For Each Tier

Customer Profit Rate For September 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

Time Deposit Rates For Each Tier

Customer Profit Rate For August 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

Time Deposit Rates For Each Tier

Customer Profit Rate For July 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.46%	0.46%	0.46%	0.46%	0.49%
3 Month	0.48%	0.48%	0.48%	0.48%	0.51%
6 Month	0.50%	0.50%	0.50%	0.50%	0.59%
9 Month	0.53%	0.53%	0.53%	0.53%	0.63%
12 Month	0.58%	0.58%	0.58%	0.58%	0.68%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.46%	0.46%	0.46%	0.46%	0.49%
3 Month	0.48%	0.48%	0.48%	0.48%	0.51%
6 Month	0.50%	0.50%	0.50%	0.50%	0.59%
9 Month	0.53%	0.53%	0.53%	0.53%	0.63%
12 Month	0.58%	0.58%	0.58%	0.58%	0.68%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.46%	0.46%	0.46%	0.46%	0.49%
3 Month	0.48%	0.48%	0.48%	0.48%	0.51%
6 Month	0.50%	0.50%	0.50%	0.50%	0.59%
9 Month	0.53%	0.53%	0.53%	0.53%	0.63%
12 Month	0.58%	0.58%	0.58%	0.58%	0.68%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.46%	0.46%	0.46%	0.46%	0.49%
3 Month	0.48%	0.48%	0.48%	0.48%	0.51%
6 Month	0.50%	0.50%	0.50%	0.50%	0.59%
9 Month	0.53%	0.53%	0.53%	0.53%	0.63%
12 Month	0.58%	0.58%	0.58%	0.58%	0.68%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.46%	0.46%	0.46%	0.46%	0.49%
3 Month	0.48%	0.48%	0.48%	0.48%	0.51%
6 Month	0.50%	0.50%	0.50%	0.50%	0.59%
9 Month	0.53%	0.53%	0.53%	0.53%	0.63%
12 Month	0.58%	0.58%	0.58%	0.58%	0.68%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.46%	0.46%	0.46%	0.46%	0.49%
3 Month	0.48%	0.48%	0.48%	0.48%	0.51%
6 Month	0.50%	0.50%	0.50%	0.50%	0.59%
9 Month	0.53%	0.53%	0.53%	0.53%	0.63%
12 Month	0.58%	0.58%	0.58%	0.58%	0.68%

Time Deposit Rates For Each Tier

Customer Profit Rate For June 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

Time Deposit Rates For Each Tier

Customer Profit Rate For May 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

Time Deposit Rates For Each Tier

Customer Profit Rate For April 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

Time Deposit Rates For Each Tier

Customer Profit Rate For March 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.53%	0.53%	0.53%	0.53%	0.56%
3 Month	0.55%	0.55%	0.55%	0.55%	0.58%
6 Month	0.57%	0.57%	0.57%	0.57%	0.66%
9 Month	0.60%	0.60%	0.60%	0.60%	0.70%
12 Month	0.65%	0.65%	0.65%	0.65%	0.75%

Time Deposit Rates For Each Tier

Customer Profit Rate For February 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.48%	0.48%	0.48%	0.48%	0.51%
3 Month	0.50%	0.50%	0.50%	0.50%	0.53%
6 Month	0.52%	0.52%	0.52%	0.52%	0.61%
9 Month	0.55%	0.55%	0.55%	0.55%	0.65%
12 Month	0.60%	0.60%	0.60%	0.60%	0.70%

Time Deposit Rates For Each Tier

Customer Profit Rate For January 2021

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.49%	0.49%	0.49%	0.49%	0.52%
3 Month	0.51%	0.51%	0.51%	0.51%	0.54%
6 Month	0.53%	0.53%	0.53%	0.53%	0.62%
9 Month	0.56%	0.56%	0.56%	0.56%	0.66%
12 Month	0.61%	0.61%	0.61%	0.61%	0.71%

2020

Time Deposit Rates For Each Tier

Customer Profit Rate For December 2020

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.50%	0.50%	0.50%	0.50%	0.53%
3 Month	0.52%	0.52%	0.52%	0.52%	0.55%
6 Month	0.54%	0.54%	0.54%	0.54%	0.63%
9 Month	0.57%	0.57%	0.57%	0.57%	0.67%
12 Month	0.62%	0.62%	0.62%	0.62%	0.72%

Time Deposit Rates For Each Tier

Customer Profit Rate For November 2020

For AED & USD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.52%	0.52%	0.52%	0.52%	0.55%
3 Month	0.54%	0.54%	0.54%	0.54%	0.57%
6 Month	0.56%	0.56%	0.56%	0.56%	0.65%
9 Month	0.59%	0.59%	0.59%	0.59%	0.69%
12 Month	0.64%	0.64%	0.64%	0.64%	0.74%

For EUR

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.52%	0.52%	0.52%	0.52%	0.55%
3 Month	0.54%	0.54%	0.54%	0.54%	0.57%
6 Month	0.56%	0.56%	0.56%	0.56%	0.65%
9 Month	0.59%	0.59%	0.59%	0.59%	0.69%
12 Month	0.64%	0.64%	0.64%	0.64%	0.74%

For GBP

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.52%	0.52%	0.52%	0.52%	0.55%
3 Month	0.54%	0.54%	0.54%	0.54%	0.57%
6 Month	0.56%	0.56%	0.56%	0.56%	0.65%
9 Month	0.59%	0.59%	0.59%	0.59%	0.69%
12 Month	0.64%	0.64%	0.64%	0.64%	0.74%

For CHF

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.52%	0.52%	0.52%	0.52%	0.55%
3 Month	0.54%	0.54%	0.54%	0.54%	0.57%
6 Month	0.56%	0.56%	0.56%	0.56%	0.65%
9 Month	0.59%	0.59%	0.59%	0.59%	0.69%
12 Month	0.64%	0.64%	0.64%	0.64%	0.74%

For CAD

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.52%	0.52%	0.52%	0.52%	0.55%
3 Month	0.54%	0.54%	0.54%	0.54%	0.57%
6 Month	0.56%	0.56%	0.56%	0.56%	0.65%
9 Month	0.59%	0.59%	0.59%	0.59%	0.69%
12 Month	0.64%	0.64%	0.64%	0.64%	0.74%

For JPY

Tier	10 K - 250 K	250 K - 1 M	1 M - 5 M	5 M - 10 M	> 10 M
1 Month	0.52%	0.52%	0.52%	0.52%	0.55%
3 Month	0.54%	0.54%	0.54%	0.54%	0.57%
6 Month	0.56%	0.56%	0.56%	0.56%	0.65%
9 Month	0.59%	0.59%	0.59%	0.59%	0.69%
12 Month	0.64%	0.64%	0.64%	0.64%	0.74%

Above are the actual profit distribution rates. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB's Banking Services Agreement.

Customer Profit Rate for last 24 months

2022

Customer Profit Rate for November 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5001 K
AED & USD	0.53%	0.54%	0.55%	0.56%
EUR	0.53%	0.54%	0.55%	0.56%
GBP	0.53%	0.54%	0.55%	0.56%
CAD	0.53%	0.54%	0.55%	0.56%
JPY	0.53%	0.54%	0.55%	0.56%
Profit Rate for Islamic Credit Card Cover				0.530%

Customer Profit Rate for October 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5001 K
AED & USD	0.49%	0.50%	0.51%	0.52%
EUR	0.49%	0.50%	0.51%	0.52%
GBP	0.49%	0.50%	0.51%	0.52%
CAD	0.49%	0.50%	0.51%	0.52%
JPY	0.49%	0.50%	0.51%	0.52%
Profit Rate for Islamic Credit Card Cover				0.49%

Customer Profit Rate for September 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.56%	0.57%	0.58%	0.59%
EUR	0.56%	0.57%	0.58%	0.59%
GBP	0.56%	0.57%	0.58%	0.59%
CAD	0.56%	0.57%	0.58%	0.59%
JPY	0.56%	0.57%	0.58%	0.59%
Profit Rate for Islamic Credit Card Cover				0.56%

Customer Profit Rate for August 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.45%	0.46%	0.47%	0.48%
EUR	0.45%	0.46%	0.47%	0.48%
GBP	0.45%	0.46%	0.47%	0.48%
CAD	0.45%	0.46%	0.47%	0.48%
JPY	0.45%	0.46%	0.47%	0.48%
Profit Rate for Islamic Credit Card Cover				0.450%

Customer Profit Rate for July 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.43%	0.44%	0.45%	0.46%
EUR	0.43%	0.44%	0.45%	0.46%
GBP	0.43%	0.44%	0.45%	0.46%
CAD	0.43%	0.44%	0.45%	0.46%
JPY	0.43%	0.44%	0.45%	0.46%
Profit Rate for Islamic Credit Card Cover				0.430%

Customer Profit Rate for June 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.43%	0.44%	0.45%	0.46%
EUR	0.43%	0.44%	0.45%	0.46%
GBP	0.43%	0.44%	0.45%	0.46%
CAD	0.43%	0.44%	0.45%	0.46%
JPY	0.43%	0.44%	0.45%	0.46%
Profit Rate for Islamic Credit Card Cover				0.43%

Customer Profit Rate for May 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.40%	0.41%	0.42%	0.43%
EUR	0.40%	0.41%	0.42%	0.43%
GBP	0.40%	0.41%	0.42%	0.43%
CAD	0.40%	0.41%	0.42%	0.43%
JPY	0.40%	0.41%	0.42%	0.43%
Profit Rate for Islamic Credit Card Cover				0.400%

Customer Profit Rate for April 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.40%	0.41%	0.42%	0.43%
EUR	0.40%	0.41%	0.42%	0.43%
GBP	0.40%	0.41%	0.42%	0.43%
CAD	0.40%	0.41%	0.42%	0.43%
JPY	0.40%	0.41%	0.42%	0.43%
Profit Rate for Islamic Credit Card Cover				0.40%

Customer Profit Rate for March 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.44%	0.45%	0.46%	0.47%
EUR	0.44%	0.45%	0.46%	0.47%
GBP	0.44%	0.45%	0.46%	0.47%
CAD	0.44%	0.45%	0.46%	0.47%
JPY	0.44%	0.45%	0.46%	0.47%
Profit Rate for Islamic Credit Card Cover				0.440%

Customer Profit Rate for February 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.40%	0.41%	0.42%	0.43%
EUR	0.40%	0.41%	0.42%	0.43%
GBP	0.40%	0.41%	0.42%	0.43%
CAD	0.40%	0.41%	0.42%	0.43%
JPY	0.40%	0.41%	0.42%	0.43%
Profit Rate for Islamic Credit Card Cover				0.400%

Customer Profit Rate for January 2022

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.39%	0.40%	0.41%	0.42%
EUR	0.39%	0.40%	0.41%	0.42%
GBP	0.39%	0.40%	0.41%	0.42%
CAD	0.39%	0.40%	0.41%	0.42%
JPY	0.39%	0.40%	0.41%	0.42%
Profit Rate for Islamic Credit Card Cover				0.39%

2021

Customer Profit Rate for December 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.44%	0.45%	0.46%	0.47%
EUR	0.44%	0.45%	0.46%	0.47%
GBP	0.44%	0.45%	0.46%	0.47%
CAD	0.44%	0.45%	0.46%	0.47%
JPY	0.44%	0.45%	0.46%	0.47%
Profit Rate for Islamic Credit Card Cover				0.44%

Customer Profit Rate for November 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.40%	0.41%	0.42%	0.43%
EUR	0.40%	0.41%	0.42%	0.43%
GBP	0.40%	0.41%	0.42%	0.43%
CAD	0.40%	0.41%	0.42%	0.43%
JPY	0.40%	0.41%	0.42%	0.43%
Profit Rate for Islamic Credit Card Cover				0.400%

Customer Profit Rate for October 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.38%	0.39%	0.40%	0.41%
EUR	0.38%	0.39%	0.40%	0.41%
GBP	0.38%	0.39%	0.40%	0.41%
CAD	0.38%	0.39%	0.40%	0.41%
JPY	0.38%	0.39%	0.40%	0.41%
Profit Rate for Islamic Credit Card Cover				0.380%

Customer Profit Rate for September 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.39%	0.40%	0.41%	0.42%
EUR	0.39%	0.40%	0.41%	0.42%
GBP	0.39%	0.40%	0.41%	0.42%
CAD	0.39%	0.40%	0.41%	0.42%
JPY	0.39%	0.40%	0.41%	0.42%
Profit Rate for Islamic Credit Card Cover				0.390%

Customer Profit Rate for August 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.39%	0.40%	0.41%	0.42%
EUR	0.39%	0.40%	0.41%	0.42%
GBP	0.39%	0.40%	0.41%	0.42%
CAD	0.39%	0.40%	0.41%	0.42%
JPY	0.39%	0.40%	0.41%	0.42%
Profit Rate for Islamic Credit Card Cover				0.390%

Customer Profit Rate for July 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.37%	0.38%	0.39%	0.40%
EUR	0.37%	0.38%	0.39%	0.40%
GBP	0.37%	0.38%	0.39%	0.40%
CAD	0.37%	0.38%	0.39%	0.40%
JPY	0.37%	0.38%	0.39%	0.40%
Profit Rate for Islamic Credit Card Cover				0.37%

Customer Profit Rate for June 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.390%	0.400%	0.410%	0.420%
EUR	0.390%	0.400%	0.410%	0.420%
GBP	0.390%	0.400%	0.410%	0.420%
CAD	0.390%	0.400%	0.410%	0.420%
JPY	0.390%	0.400%	0.410%	0.420%
Profit Rate for Islamic Credit Card Cover				0.390%

Customer Profit Rate for May 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.390%	0.400%	0.410%	0.420%
EUR	0.390%	0.400%	0.410%	0.420%
GBP	0.390%	0.400%	0.410%	0.420%
CAD	0.390%	0.400%	0.410%	0.420%
JPY	0.390%	0.400%	0.410%	0.420%
Profit Rate for Islamic Credit Card Cover				0.390%

Customer Profit Rate for April 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.400%	0.410%	0.420%	0.430%
EUR	0.400%	0.410%	0.420%	0.430%
GBP	0.400%	0.410%	0.420%	0.430%
CAD	0.400%	0.410%	0.420%	0.430%
JPY	0.400%	0.410%	0.420%	0.430%
Profit Rate for Islamic Credit Card Cover				0.400%

Customer Profit Rate for March 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.420%	0.430%	0.440%	0.450%
EUR	0.420%	0.430%	0.440%	0.450%
GBP	0.420%	0.430%	0.440%	0.450%
CAD	0.420%	0.430%	0.440%	0.450%
JPY	0.420%	0.430%	0.440%	0.450%
Profit Rate for Islamic Credit Card Cover				0.420%

Customer Profit Rate for February 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.380%	0.390%	0.400%	0.410%
EUR	0.380%	0.390%	0.400%	0.410%
GBP	0.380%	0.390%	0.400%	0.410%
CAD	0.380%	0.390%	0.400%	0.410%
JPY	0.380%	0.390%	0.400%	0.410%
Profit Rate for Islamic Credit Card Cover				0.380%

Customer Profit Rate for January 2021

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5000 K
AED & USD	0.390%	0.400%	0.410%	0.420%
EUR	0.390%	0.400%	0.410%	0.420%
GBP	0.390%	0.400%	0.410%	0.420%
CAD	0.390%	0.400%	0.410%	0.420%
JPY	0.390%	0.400%	0.410%	0.420
Profit Rate for Islamic Credit Card Cover				0.390%

2020

Customer Profit Rate for December 2020

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5001 K
AED & USD	0.400%	0.410%	0.420%	0.430%
EUR	0.400%	0.410%	0.420%	0.430%
GBP	0.400%	0.410%	0.420%	0.430%
CAD	0.400%	0.410%	0.420%	0.430%
JPY	0.400%	0.410%	0.420%	0.430
Profit Rate for Islamic Credit Card Cover				0.400%

Customer Profit Rate for November 2020

Tier	10 K - 500 K	501 K - 2000 K	2001 K - 5000 K	> 5001 K
AED & USD	0.420%	0.430%	0.440%	0.450%
EUR	0.420%	0.430%	0.440%	0.450%
GBP	0.420%	0.430%	0.440%	0.450%
CAD	0.420%	0.430%	0.440%	0.450%
JPY	0.420%	0.430%	0.440%	0.450
Profit Rate for Islamic Credit Card Cover				0.420%

Above are the actual profit distribution rates for AED & USD deposits. Future month profit distribution rates, if any, may vary and will be made in accordance with the ADIB’s Banking Services Agreement.
Please note that profit distributions to Short Term investment account is on monthly basis.

Check our Frequently Asked Questions

Savings Account

Smart Account

Ghina Savings and Ghina Salaried Accounts

Banoon Children Savings Account

Investment Deposit Account

Short Term Investment Account