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Key Benefits

Financing up to AED 10 million (up to 85% of property value)

ADIB paid property insurance post completion

Profit Rates As low as 4.75% per annum

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Financing Amount

Financing of upto AED 10 million for Nationals and Expatriates Up to 85% of the property Value


Competitive Profit Rates

As low as 4.75% per annum


No Early Settlement Fees

When selling the property


Grace Period

First payment postponement up to 6 months (optional).


Property Insurance

Paid by ADIB for full tenure

Documents you'll need

Salaried:

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. ​Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Salary Certificate
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Self- Employed (individuals):

  1. Valid Passport & Emirates ID copy
  2. Valid residence visa copy (Expats residents Only)
  3. ​Khulasat Al Qaid (Family book for UAE Nationals only)
  4. Company ownership documents
  5. 3-month bank statement
  6. Liability Letter (if applicable)
  7. Property ownership documents

Note: Further documents might be needed during the application process



Eligibility

Salaried:

  1. Monthly salary AED 10,000 for Salary Transfer and AED 15,000 for Non- Salary Transfer customers
  2. Min age 21 years at the time of application and max age 70 years for UAE National and 65 years for Expat at the time of finance maturity
  3. Properties located in all emirates

Self- Employed

  1. Annual turnover of AED 3,000,000
  2. Min age 30 years at the time of application and max age 70 years at the time of finance maturity
  3. Properties located in Abu Dhabi and Dubai only