Key Benefits

Financing of up to AED 10 million

Attractive profit rates with both fixed rates and variable rate options

Exclusive profit rates for financing developer purchase or handover payments

ADIB paid property insurance ​

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Financing Amount

Financing of upto AED 10 million For National and Expatriates or 85% of property value

Competitive Profit Rates

As low as 2.85% per annum

Special rate

For financing handover payments to developers

Instant pre-qualification

Grace Period

First payment postponement up to 6 months (optional).

No Early Settlement Fees

When selling the property

Property Insurance

Paid by ADIB for full tenure

Documents you'll need

  • ​Valid Passport with residence visa copy & Emirates ID.
  • Khulasat Al Kaid (Family book for UAE Nationals only)
  • Salary certificate
  • Ownership documents for self-employed individuals
  • Proof of Income
  •  3 months Income Bank Statements bank statements self-employed individuals
  • Liability letter (if applicable)
  • Property documents

* Note: Further documents might be needed during the application process


  • Monthly salary AED 10,000 for UAE Nationals & AED 15,000 for Expatriates
  • Annual turnover of AED 3,000,000 for Self-employed UAE Nationals and Expatriates
  • Minimum age of 21 Years (30 years for Self-employed) and maximum of 70 years at maturity (65 years for Expatriates)
  • Properties located in all emirates for salaried customers (In Abu Dhabi and Dubai only for Self-employed customers)