ADIB | Purchase a Ready Property

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What we offer
Key Benefits of our Finance
Easy Documentation
Application Criteria

To purchase a ready or off plan property from Developer
To purchase a ready property from an existing owner
To purchase your property under the government housing plan (For UAE Nationals only)

Financing of up to AED 20 million for UAE Nationals & AED 15 Million for Expatriates
Up to six months optional grace period.
ADIB paid property insurance for the full tenure
Financing of up to 80% of property value.
No early settlement fees when selling the property; Free partial settlement of up to 30% outstanding per calendar year.
Salary transfer is optional
Automatic upgrade to ADIB Priority Status (for Salary Transfer customers)
Option to avail a personal finance to cover the costs associated with buying a property (for Salary Transfer Customers).
Transparent pricing without surprises.

*Terms and conditions apply

Valid Passport with residence visa copy & Emirates ID.
Khulasat Al Kaid (Family book for UAE Nationals only)
Salary certificate
Ownership documents for self-employed individuals
Proof of Income
Bank statements
Liability letter (if applicable)
Property documents

* Note: Further documents might be needed during the application process

Monthly salary AED 10,000 for UAE Nationals & AED 15,000 for Expatriates
Annual turnover of AED 2,000,000 for Self-employed UAE Nationals & AED 3,000,000 for Expatriates
Minimum age of 21 Years and maximum of 70 years at maturity
Properties located in all emirates for salaried customers
Properties located in Abu Dhabi and Dubai only for Self-employed customers

*Terms and conditions apply