Key Benefits

Finance amounts up to AED 250, 000

Competitive profit rates

Flexible Repayment Terms

100% processing fee w​aiver​

Finance Amount

Up to AED 250,000

Competitive Profit Rates

Flexible Repayment Terms

Up to 48 months.

First instalment payment

Up to 210-days instalment holiday for the first payment​

Two Instalment postponements

Up to 2 instalment postponements in a year

Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 250,000

Learn more

Terms and Conditions apply.

Documents you'll need

  • ​Original and copy of valid passport
  • Valid residence visa for expatriate
  • Original and copy of valid Emirates ID
  • Quotation from school / university addressed to ADIB
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Important Information

  • Salary transfer is required
  • Employees of approved list of employers in ADIB
  • Minimum salary is AED 8,000
  • Minimum age at time of application should be 21 years
  • Maximum age at time of completion of finance tenor should be:

    • *For UAE Nationals 65 years
    • *For expatriates 60 years
Key Facts Statement