Key Benefits

No processing fees

Competitive profit rates

Up to 2 instalment postponements in a year

90-days instalment holiday for the first payment


Apply for ADIB Debt Settlement and get 7 months grace period before your first installment payment.

Offer valid till 30 June, 2024

Terms and conditions apply

Finance Amount

Up to AED 3 Million for UAE nationals and AED 1 Million for expatriates

Competitive Profit Rates

First instalment payment grace period

Up to 210-days instalment holiday for the first payment​

Free Pre-approved Cover Card

Free pre-approved Cashback Visa Covered Card

Two installment postponements

Up to 2 instalment postponements in a year

Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 2.5 million

Learn more

Documents you'll need

  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID
  • Liability certificate
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Important Information

  • Salary transfer is required
  • Minimum salary is AED 5,000.
  • Minimum age of 21 Years and maximum of 70 years at maturity
  • Maximum age at time of completion of finance tenor should be:
    • For UAE Nationals 65 years
    • For expatriates 60 years