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Key Benefits

No processing fees

Competitive profit rates

Up to 2 instalment postponements in a year

90-days instalment holiday for the first payment


WORRY LESS LIVE MORE

Apply for ADIB Debt Settlement and get 7 months grace period before your first installment payment.

Offer valid till 31 December, 2024

Terms and conditions apply​​


Finance Amount

Up to AED 3 Million for UAE nationals and AED 1 Million for expatriates



Competitive Profit Rates



First instalment payment grace period

Up to 210-days instalment holiday for the first payment​


Free Pre-approved Cover Card

Free pre-approved Cashback Visa Covered Card


Two installment postponements

Up to 2 instalment postponements in a year



Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 2.5 million

Learn more

Documents you'll need

  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID
  • Liability certificate
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Important Information

  • Salary transfer is required
  • Minimum salary is AED 5,000.
  • Minimum age of 21 Years and maximum of 70 years at maturity
  • Maximum age at time of completion of finance tenor should be:
    • For UAE Nationals 65 years
    • For expatriates 60 years