Warning: If you pay only the card’s minimum monthly payment due, the un-waived profit at the discretion of the Bank will be more and it will take you longer to pay off your Present Balance.
With the ADIB Cashback Visa Covered Cards, you can now earn 1% instant Cashback on all your spends!
1% flat Cashback anywhere any time
Withdraw 100% of your finance limit as cash
Free roadside assistance
Access to Airport Lounges
1% flat Cashback: anywhere – any timeWithdraw 100% of your finance limit as cash
Free grace period up to 55 days to repay your outstanding balanceFour Free Supplementary cards
Drive with complete peace of mind as your ADIB Smiles Visa Signature Card entitles you to FREE roadside assistance
Free Unlimited City Limit Towing Services,Inter Emirate Towing limited to 3 times in a year, Jump Start Services, Flat Tyre Service,Lock Out Service Free Fuel Delivery Service, and once a year (within the same city)
To avail roadside assistance service please call 600-542010.
Free Airport Lounges access worldwide via Veloce Lounge
(Click here for a list of airport lounges)
ADIB Online Banking – visit simple.adib.ae to view your Card statement and transact on your Card.24x7 Chat Banking: chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.E-statements: Be eco-friendly and receive your statements via email.SMS alerts: Receive Card information and transaction alerts.
For your convenience there are numerous ways to make your ADIB Covered Card Payment.
Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.
Click here for the Cards Terms and Conditions
Key Facts Statements
Cards Comparison Document
You can make payments at over 60 ADIB branches located across the seven Emirates in UAE.
ADIB CASH & CHECK DEPOSIT MACHINES (CCDM)
Visit any ADIB CCDM 24 hours a day to settle your Card Payments.
PAYMENT THROUGH e-ADIB INTERNET BANKING
Card payments can be made through e-ADIB Internet Banking Card Payment section. Use this option to view details of each Card you own, including transaction histories from and to a specified date.
PAYMENT THROUGH TELEPHONE BANKING
If you are an ADIB account holder, call 600543216 to register for telephone banking. You can then transfer funds from your account to your Card within minutes. Whatever payment method you choose, be assured that it will be processed in the easiest and safest manner.
PAYMENT AT EXCHANGE HOUSES*
Settle your Card bill at over 250 partner locations! You can settle your due amount at any Al Fardan Exchange, Al Ansari Exchange branches located across the UAE. All you have to do is bring your ADIB Covered Card with you to have the required amount settled. Please note that time until payment credited is 1-2 Working days
Transfer of Excess Funds over the Cash Cover from Card to Account.
*Transfer of Excess Funds over the Cash Cover from Card to Account with fee of AED 100 is only applicable on exception when processed through ADIB Branch or ADIB Call Centre. Standard cash withdrawal fee is applicable on Card to Account Transfer performed through ADIB ATM/Online/Digital Channels.
All of the above currencies are in AED unless mentioned otherwise