ADIB Cashback Visa Covered Card

Now, with the ADIB New Cashback Visa Covered Card you can earn 4% Cashback across most of your daily spend categories!


Key Benefits

4% on Grocery and Supermarket Spends

4% on Fuel and Automobile Spends

4% on School and Education Payments

4% on Dining and Restaurants Spends

4% on Utility Payments​​​

Road Side Assistance once a Year​​​​

ADIB Visa Cashback Card Benefits

  • 4% cashback on all Supermarket & Grocery spends (maximum of AED 300 per month) *
  • 4% cashback on all Fuel & Automobile spends (maximum of AED 300 per month) *
  • 4% cashback on all School/Education payments (maximum of AED 300 per month) *
  • 4% cashback on all Dining & Restaurant spends (maximum of AED 200 per month) *
  • 4% cashback on all Utility payments (maximum of AED 100 per month) *
  • Maximum monthly cashback cap of AED 1,000 per month *
  • Withdraw 100% of your finance limit as cash
  • Free grace period up to 55 days to repay your outstanding balance
  • Four Free Supplementary cards

Free Roads​​ide Assistance

Drive with complete peace of mind as your new ADIB Cashback Visa Card entitles you to roadside assistance

Banking with ADIB

ADIB Online Banking – visit to view your Card statement and transact on your Card.
24x7 Chat Banking: chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.​​

Ways To Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.​​​

ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.​

* The following benefits are given at the sole discretion of the Bank and they are subject to change after the passage of the applicable notice period.​

Covered Cards Terms and Conditions​​​
Key Facts Statements
Cards Comparison Document​​​​​​

Required Documents

  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​

Fees and Charges

  • Covered Card Annual Fee - 99
  • 5th Supplementary Card Annual Fee - 99
  • Monthly Profit Rate - 3.75​%
Click here for an updated Schedule of Charges​