The ADIB Smiles Visa Signature Covered Card comes packed with benefits that add more smiles to your life!

  • 70,000 sign-up Smiles Points + 80,000 promotional Smiles points to redeem for shopping, dining, travel or paying your Etisalat bills
  • Complimentary 1-year subscription to Smiles Unlimited Buy 1 Get 1 App
  • Earn 10,000 Smiles points as quarterly bonus with spends of AED 25,000 each quarter.

Thats not all, with the ADIB Smiles Visa Signature Covered Card, you can also enjoy:


Free standard Valet Parking (4 times per month) at select locations


Access to Airport lounges worldwide via Loungekey

Apply for the ADIB Smiles Visa Signature Covered Card before 30th November 2022!

Terms & conditions apply

  • Campaign period: 1 November 2022 to 30 November 2022.
  • Offer:
    Card Type Sign Up Points Promotional Points Total Points
    Murabaha Based Card 70,000 80,000 150,000
    Self-Funded Card 42,000 80,000 122,000
  • Qualification Criteria:
    1. This offer is applicable for all new successfully approved ADIB Smiles Signature Covered Card applications submitted in the system from 1st of November 2022 until 30th November 2022 and issued by 15th of September 2022 only.
    2. The card must be activated within 30 days of the card issuance date to qualify for the promotional Smiles Points.
    3. The customer needs to have an active Smiles Account for the Smiles points to be credited.
    4. Promotional Smiles Points will be credited to the eligible customer’s Smiles Account within 90 calendar days of Card issuance date.
    5. Any existing ADIB Smiles Signature Cardholder who is reapplying for this Card will not be eligible for the promotional offer.
  • Offer is valid for a limited period only and may be revoked at the Bank’s sole and absolute discretion.
  • Customers who already have ADIB Etisalat Covered Card, need to close their existing card and apply for a new ADIB Smiles Signature Covered Card to be eligible for the campaign offer.
  • Cost of the promotional Smiles points will be paid from a combination of ADIB shareholders’ funds and Smiles partner.
  • Any dispute regarding the Offer rewards should be raised within 6 months from the campaign end date.
  • ADIB Covered Card terms and conditions shall apply which prohibit using ADIB Card to purchase any non-Shari’a compliant products/services as determined by the Internal Shari’a Supervisory Committee of ADIB including but not limited to alcohol, pork products, gambling, tobacco, casinos, bars, nightclubs, merchants selling and/or providing pornography related products and/or services.​​​