TOOLS & CALCULATORS HELP ME CHOOSE A CARD

Key Benefits

Ghina Prize Draw

Standing Instructions

Free ADIB Visa Debit Card

Expected quarterly profits


Saving is winning with ADIB Ghina!

You can now win up to AED 3 million (and other prizes) by saving as little as AED 20,000 with the ADIB Ghina Savings Account.


Free ADIB Visa Debit Card

Access your account and funds instantly at any ATM or retail outlet.


Expected quarterly profits

Calculated on a monthly basis and credited to your account every quarter.


ADIB Mobile Banking App

Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.


Standing Instructions

Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates.

24 hour Banking Services

In addition to our mobile app, you will always have:

e-ADIB Internet Banking (read more)
Telephone Banking (read more)
SMS Banking (read more)

How is this Shari'a compliant?

This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.

All prizes granted to the ADIB Ghina Winners shall be exclusively from ADIB’s shareholders funds at the sole discretion of ADIB.

Documents you'll need

  • (Original passport (for UAE National, Residents and Non-Residents).
  • Valid Emirates ID (for UAE Nationals & Residents)​
  • Initial deposit AED 20,000.​

Ghina Saving Account

Here’s how it works

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