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Key Benefits

Finance amounts up to AED 3 Million for UAE nationals and AED 2 Million for expatriates

Reducing profit rate starting from 4.59% per annum

Flexible repayment terms up to 48 months

2 instalment postponements without fee​

Pre-approval in 30 minutes​

Up to 210 days grace period​

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WORRY LESS LIVE MORE

Apply for ADIB Personal Finance and get 7 months grace period before your first installment payment.

Offer valid till 31​ December,​ 2024

Terms and conditions apply​​


Finance Amount

Up to AED 3 Million for UAE nationals and AED 2 Million for expatriates ​


Competitive Profit Rates


Flexible repayment terms

Up to 48 months


Two installment postponements

Up to 2 instalment postponements in a year


First instalment payment

Up to 210-days instalment holiday for the first payment​


Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 2.5 million

Learn more​

Documents you'll need

  • Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Important Information

  • Minimum salary is AED 5,000
  • Minimum age at time of application should be 21 years
  • Maximum age at time of completion of finance tenor should be:
    • For UAE Nationals 65 years
    • For expatriates 60 years

Banking Services and Tariff Board​
Personal Finance Terms and Conditions
Key Facts Statement​​​

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