ADIB Exceed Visa Covered Card

Turn every moment into a rewarding experience Earn Exceed Reward points each time you use the Card and redeem points instantly for utility payments, retail or online shopping vouchers, flight purchases and more!


Key Benefits

Exceed Rewards

Roadside Assistance


Exceed Rewards

0.5 Exceed Rewards for every AED 100 spent within UAE​
1.0 Exceed Rewards(1) for every AED 100 (or equaivalent) spent internationally
0.125 Exceed Reward for every AED 100 spent on Specific Merchants(2)

(1) 0.125 Exceed Reward for every AED 100 spent in Countries which are a part of the European Economic Area. Classification of merchants based in the EEA will be as per prevailing Visa guidelines.
(2) Specific Merchants are: Supermarkets, Government Services (e.g. Fines, Taxes), Utilities, Education, Service/Petrol Station, Real Estate Agencies, Public Transporation (e.g. Taxis, Metro, Buses), Road Tolls/Salik, Charities/Religious Organizations.​

Roadside Assistance

Drive with complete peace of mind as your ADIB Exceed Visa Covered Card entitles you to Free Roadside Assistance within UAE once a year!​

To avail roadside assistance service please call 600-542010​.

ADIB Exceed Rewards Loyalty Program

Now redeem your Exceed Reward points instantly using your ADIB Mobile App for exciting rewards and turn your everyday banking experience into something truly extraordinary.

Click here to learn more about the ADIB Exceed Rewards Loyalty Program.​

Required Documents

  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​

Fees and Charges

  • Covered Card Annual Fee - 99
  • 5th Supplementary Card Annual Fee(1) - 99
  • Monthly Profit Rate ​- 3.75%
Click here for an updated Schedule of Charges​