Smaller instalments, more life!

Let us help you manage your debts and lower your instalments.

With ADIB Debt Settlement you can consolidate your liabilities for lower monthly installments to help you save more money and live a more balanced financial life.

On average, our debt settlement customer have been able to reduce their monthly instalments by 30%**
  • No processing fees, no hidden charges
  • A special profit rate
  • Up to 2 free instalment postponements in a year
  • 90-days instalment holiday for the first payment
  • Free pre-approved ADIB Visa Cashback Card for the first year

**Based on sample data of ADIB’s Debt Settlement customers generally holding multiple financing at higher rates.


  • Special profit rates
  • First installment payment grace period up to 90 days
  • Two free installments postponements every year
  • 100% processing fee waiver
  • Call us for a 10 minute* pre-approval
Terms and Conditions apply

Who can apply for Debt Settlement?


​Minimum S​alary

AED 8000


Age​​ criteria

21 Years


Length of Se​​​rvice

Confirmed or 6 months​​​​​

Documents you need:

  • ​Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)​​​​​
  • Liability Certificate​​