TOOLS & CALCULATORS HELP ME CHOOSE A CARD

Key Benefits

No processing fees

Competitive profit rates

Up to 2 instalment postponements in a year

90-days instalment holiday for the first payment


Finance Amount

Up to AED 3 Million for UAE nationals and AED 1 Million for expatriates



Competitive Profit Rates



Fees

100% processing fee waiver.


First instalment payment grace period

Up to 90-days instalment holiday for the first payment


Free Pre-approved Cover Card

Free pre-approved Cashback Visa Covered Card


Two installment postponements

Up to 2 instalment postponements in a year



Optional comprehensive personal finance Takaful coverage

Enjoy pace of mind with personal finance takaful coverage for the outstanding balance up to 2.5 million

Learn more

Documents you'll need

  • Original and copy of valid passport (with valid residence visa for expatriates).
  • Original and copy of valid Emirates ID
  • Liability certificate
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Important Information

  • Salary transfer is required
  • Minimum salary is AED 5,000.
  • Minimum age of 21 Years and maximum of 70 years at maturity
  • Maximum age at time of completion of finance tenor should be:
    • For UAE Nationals 65 years
    • For expatriates 60 years