ADIB Etisalat Visa Platinum Card*

Earn 70,000 Etisalat Smile points when you register, and enjoy up to 38 hours of free local calls when using your Etisalat Platinum Covered Card from ADIB (invitation only).

Key Benefits

70,000 Sign Up Etisalat Smiles points

Free Valet Parking

Airport Lounge Access

Withdraw 100% of your finance limit as cash

70,000 Welcome Etisalat Smiles Points

​Get a welcome bonus up to 70,000 Etisalat Smile point, earn up to 4 Etisalat smiles for every 1 AED spent local and internatinal transaction*

Airport Lounge Access

Free access to Airport Lounges worldwide via Veloce Lounge. ​Click here for more details and list of lounges.


Banking with ADIB

ADIB Online Banking – visit to view your Card statement and transact on your Card.
24x7 Chat Banking: chat with us at any time on WhatsApp +971600543216 for a quick and secure way of accessing your account.
E-statements: Be eco-friendly and receive your statements via email.
SMS alerts: Receive Card information and transaction alerts.

Ways To Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.

ADIB Mobile Banking App


Bank anytime, anywhere with the ADIB Mobile Banking App You can manage your card on the go by downloading ADIB Mobile Banking App from iTunes App Store, Google Play Store, or the HUAWEI AppGallery.

* Features and Benefits available only for existing customer and not available for new customers.

Cards Comparison Document

Required Documents

  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​

Fees and Charges

  • Covered Card Annual Fee 999
  • 5th Supplementary Card Annual Fee(3) 999
  • Monthly Profit Rate (W/ Salary Transfer) 2.99%
  • Annualised Profit Rate (W/ Salary Transfer)36.38%
  • Monthly Profit Rate (W/O Salary Transfer) 3.09%
  • Annualised Profit Rate (W/O Salary Transfer)37.60%
Click here for an updated Schedule of Charges​

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