Now you can pay your kids’ school/university tuition fees using your ADIB Covered Card and convert the transaction into an Easy Instalment Plan (EIP) for 3, 6, or 12 months with 0 processing fees!

You can convert your school/university fees of AED 1,000 or more into EIP via:

Offer ends 30 September 2023

Terms & conditions apply

  • Campaign Period: 7 August 2023 to 30 September 2023, both days inclusive.
  • Eligibility Criteria:
    1. A valid Visa Covered Card issued by Abu Dhabi Islamic Bank (“ADIB”) must be used for the payment.
    2. All retail ADIB Covered cards (excluding Self-funded Covered Cards, Fast Card, Football Card, Business Cards, ISIC) are eligible for the offer.
    3. The minimum transaction amount that may be converted into EIP under the offer is AED 1,000.
    4. Transactions done using eligible ADIB Covered Card on school/education merchant category as defined by VISA during the offer period will be eligible for this promotion.
  • The customer needs to call the ADIB Call centre to convert the transaction into EIP or convert through Mobile Banking App.
  • Spends of supplementary Covered Cards will be clubbed with the primary Covered Card to calculate the spends eligible for the Promotion.
  • The customer can convert the transaction paid using the Covered Card into an Easy Instalment Plan (EIP) for 3/6/12 months with NO processing fees and 100% waiver of the Murabaha monthly instalment (Profit). The profit proportional waiver is based on the school/education fees transaction amount that is converted to EIP to the total Card limit.
  • Existing Terms and Conditions relating to EIP will apply.
  • ADIB is not responsible for a transaction that does not get captured under the appropriate merchant category code nor accepts any responsibility for refusal of acceptance of the Card for any reason whatsoever.
  • Delinquent or blocked Covered Card customers during the Campaign Period will not be eligible for this offer.
  • Any disputes in regards with the promotion rewards should be raised within 2 months from the campaign end date.
  • ADIB encourages you to use your Covered Card only for necessary expenditure.
  • By participating in this Campaign, customer agrees to be bound by all other ADIB Covered Card Terms and the Conditions and the General Terms and Conditions for Accounts and Islamic Banking Services that prohibit using ADIB Covered Card to purchase any non-Shari'a compliant products or services as determined by ADIB's Internal Shari’a Supervisory Committee including but not limited to alcohol, pork products, gambling, tobacco, casinos, bars, nightclubs, merchants selling and/or providing pornography related products and/or services.

To reach us or to log a complaint, please click here

Abu Dhabi Islamic Bank Public Joint Stock Company is licensed by the Central Bank of the UAE. ​​