​​Welcome to your ADIB Edge Card which brings you a world of infinite possibilities.​

Key Benefits

2.5 rewards points for every 1 AED spent

Redeem rewards for flights

Withdraw 100% of your finance limit as cash

Free Valet parking at select locations

Free Roadside Assistance

ADIB Rewards Program

Get more with your ADIB Rewards program. Points earned can be used towards airline tickets and shopping mall vouchers. Earn 2.5 reward points for 1 AED you spend on your card and 0.25 reward points for every AED 1 spent at specific merchants*.


The best and the most flexible rewards program in the market gives you the freedom to redeem your ADIB Rewards Points against flight tickets on Any Airline, Any Destination, Anytime.​​​

Shopping mall vouchers

Redeem your ADIB Rewards Points for shopping mall vouchers from the list of malls below in Abu Dhabi and Sharjah:

Abu Dhabi Mall
Sharjah Mega Mall
Sahara Centre, Sharjah.

Call us on 600 543216 to redeem your reward points for shopping mall vouchers

Golf Privilege

Enjoy complimentary round of golf (subject to availibility) once a month at the Arabian Ranches Golf Club, Dubai.

Simply call 600543216 to book your session.​

Free Roadside Assistance

Drive with complete peace of mind as your ADIB Visa Edge Card entitles you to FREE roadside assistance​​​

Free Valet Parking

Show your ADIB Edge Card at select locations in the UAE and get the stress of finding a parking off your hands!

(Click here for a list of locations)

All Visa Offers Luxury Hotels Collection

Get the following benefits in over 800 hotels around the world:

Guaranteed best available rate
Automatic room upgrade upon arrival, when available
Free in-room internet or valet parking
Complimentary continental breakfast
3PM check out, when available
VIP guest status
$25 dining voucher

Lounge Key Access

You and a travelling companion can get access to over 1,000 airport lounges across the globe at no
cost to you by presenting your ADIB Edge Card.

For more information on LoungeKey benefits please visit:

Multi-trip travel cover*

Travelling might be your priority while protecting you is ours! That’s why your ADIB Edge Card covers you, your spouse and up to 5 children (age limit of 75 per individual), while travelling.

Cover includes: Medical cover ,Personal cover, and Travel inconvenience cover

Card Protection*

Purchase Protection & Extended Warranty
Customers are eligible for a refund up to USD 7,500 per item if purchases are accidentally broken, stolen, or damaged, within 365 days from date of purchase. Manufacturer or retailer’s warranty will be automatically extendedon a range of goods for a combined total of 24 months

Islamic Covered Card Takaful Scheme Protection

Optional Takaful cover provided to protect in the event of death, permanent total disability, critical illness and involuntary loss of employment.

Bill Payments

The following bills can be paid via Online Banking ( or Phone Banking 04-4286000:

Etisalat bills (Landline, GSM, Wasel Recharge and renewal, eLife and internet)
Water and Electricity bills (DEWA, SEWA, ADWEA)

Managing your account

ADIB Online Banking – visit to view your Card statement and transact on your Card.

24x7 Phone Banking: Call us at any time on 04-4286000 for a quick and secure way of accessing your account.

E-statements: Be eco-friendly and receive your statements via email.

SMS alerts: Receive Card information and transaction alerts.

Other Card Services**

Balance Transfer

Use Balance Transfer facility on your Card by calling 600 543216

Cash on Call

Transfer cash from your Card to a selected bank account by calling 600 543216

Easy Installment Plan***

With your ADIB Covered Card, you can now shop at selected merchants and payback in easy installment payments of 3/6/9/12 months with 100% waiver of Murabaha Monthly Profit and no processing fees by calling 600 543216.

Ways To Pay

For your convenience there are numerous ways to make your ADIB Covered Card Payment.

Required Documents

  • ​Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer​ (not more than 30 days old)​
  • Minimun monthly salary required: AED 30,000

Fees and Charges

  • Covered Card Annual Fee - 750(11)
  • 5th Supplementary Card Annual Fee(3) - 250(14)
  • Monthly Profit Rate (W/ Salary Transfer) - ​2.99%(12)
  • Annualised Profit Rate (W/ Salary Transfer) - 36.38%
  • Monthly Profit Rate (W/O Salary Transfer) - 2.99%(12)
  • Annualised Profit Rate (W/ Salary Transfer)- 36.38%
Click here for an updated Schedule of Charges​

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