TOOLS & CALCULATORS HELP ME CHOOSE A CARD

ADIB Cards

Unlock a world of rewards with and benefits with the UAE's best range of cards to suit every lifestyle.

Pick a card with your favorite lifestyle benefits

ADIB Etihad Guest Visa Classic Card

Etihad Guest Cards
  • Welcome bonus 10,000 Etihad Guest Miles
  • Pay your ADIB Etihad Guest Covered Card Annual Fees using Etihad Guest Miles
  • Receive 1 Etihad Guest Miles for every 4 AED spent​

ADIB Cashback Visa Platinum Card

Cashback Cards
  • 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​

ADIB Etihad Guest Visa Platinum Card

Etihad Guest Cards
  • ​​Welcome bonus 50,000 Etihad Guest Miles​
  • Pay your ADIB Etihad Guest Covered Card Annual Fees using Etihad Guest Miles
  • Receive up to 3 Etihad Guest Miles for every AED 4 spent
  • Free Companion Ticket – not available on any other Card in the Middle East!

ADIB Etihad Guest Visa Gold Card

Etihad Guest Cards
  • Welcome bonus 35,000 Etihad Guest Miles
  • Pay your ADIB Etihad Guest Covered Card Annual Fees using Etihad Guest Miles
  • Receive up to 2 Etihad Gue​​st Miles for every AED 4 spent
  • Free Companion Ticket for every AED 150,000 spent yearly​

ADIB Visa Cashback Card

Cashback Cards
  • 1% flat Cashback: anywhere – any time
  • Free Roadside assistance​​​​

ADIB Edge Card

ADIB Rewards Cards
  • 10% cash back on all dining spend in the UAE
  • 2.5 reward points for every AED 1 spent and 0.25 reward points for every AED 1 spent at specific merchants*
  • Free rounds of golf at select golf courses​

ADIB Etisalat Platinum Card

ADIB Discontinued Cards
  • ​​70,000 Sign Up Etisalat Reward points equivalent to 38 hours of UAE talk time!
  • 4 Etisalat Reward Points for every Dirham spent on the Card. So every AED 100 spent is 13 minutes of UAE talk time!
  • 100% cash withdrawal limit

ADIB Value+ Card

ADIB Discontinued Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​

ADIB Value Card

ADIB Rewards Cards
  • Get rewarded for your local and international spend
  • Enjoy upto 25% discount on select dining outlets across the UAE.​​​

ADIB Business Gold Covered Card

Business Covered Cards
  • Covered Card limit up to AED 250,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology ​​​​

* Features and Benefits available only for existing customer

ADIB Etisalat Visa Signature Card

ADIB Discontinued Cards
  • ​100,000 welcome Reward Points
  • Free Valet Parking at select locations
  • Free premium airport lounge access.
  • Free roadside assistance​

ADIB Spice Card

Other Cards
  • ​Up to 9% cashback
  • ADIB Reward points
  • All Priceless Arabia offers
  • ​​​​Discounts at select restaurants
  • Easy Pay Plan option

ADIB Rotana Rewards Exclusive Visa Card

ADIB Discontinued Cards
  • Up to 50% discount at any Rotana restaurant
  • 20% discount on hotel room bookings ​
  • ​Free Roadside Assistance & ADIB Travel Desk
  • Access to over 850 airport lounges worldwide via LoungeKey​​​​​​​

ADIB Etisalat Gold Card

ADIB Discontinued Cards
  • 20,000 Sign Up Etisalat Reward points equivalent to more than 10 hours of free UAE talk time!
  • 3 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 10 minutes of UAE talk time!
  • 100% cash withdrawal limit​

ADIB Business Platinum Covered Card

Business Covered Cards
  • Covered Card limit up to AED 10,000,000
  • 60% Cash withdrawal limit​​
  • Advanced Chip&Pin​ Technology ​​​​

* Features and Benefits available only for existing customer

ADIB Dana Covered Card

ADIB Discontinued Cards

ADIB Etisalat Classic Card

ADIB Discontinued Cards
  • 5,000 Sign Up Etisalat Reward points equivalent to more than 2 ½ hours of UAE talk time!
  • 1.5 Etisalat Reward points for every Dirham spent on the Card so every AED 100 spent is 5 minutes of UAE talk time
  • No Annual Fee​

ADIB Booking Signature Card

ADIB Booking.com Cards
  • 10% discount on hotels
  • 5% cashback on flights
  • 4% cashback on fuel spends

ADIB Booking Infinite Card

ADIB Booking.com Cards
  • 200,000 sign-up reward points
  • 10% discount on hotels
  • 7% cashback on flights
  • 5% cashback on fuel spends
  • 3 Reward Points for every dirham spent

ADIB Emirates Skywards World Elite Card

ADIB Emirates Skywards Cards
  • Up to 50,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • Complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access for primary card holder and guest.​

ADIB Emirates Skywards World Card

ADIB Emirates Skywards Cards
  • Up to 40,000 bonus Skywards Miles.
  • Enjoy Emirates Skywards Silver tier membership.
  • Two complimentary Home check-in services within Dubai.
  • Unlimited airport lounge access via LoungeKey.​

ADIB Smiles Visa Gold Card

ADIB Smiles Covered Cards
  • 20,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 16 Smiles points on per AED 5 spend on Smiles App
  • 8 Smiles points per AED 5 spent internationally
  • 6 Smiles points per AED 5 spent locally in the UAE

ADIB Smiles Visa Signature Card

ADIB Smiles Covered Cards
  • 70,000 Smiles points upon sign up!
  • Complimentary 1 Year subscription to Smiles
  • Unlimited Buy 1 Get 1 worth AED 199
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 30 Smiles points on per AED 5 spent on Smiles App
  • 15 Smiles points per AED 5 spent internationally
  • 10 Smiles points per AED 5 spent locally in the UAE

ADIB Smiles Visa Platinum Card

ADIB Smiles Covered Cards
  • 50,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 20 Smiles points on per AED 5 spent on Smiles App
  • 10 Smiles points per AED 5 spent internationally
  • 8 Smiles points per AED 5 spent locally in the UAE

ADIB Smiles Classic Card

ADIB Smiles Covered Cards
  • 5,000 Smiles points upon sign up!
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 12 Smiles points on per AED 5 spent on Smiles App
  • 6 Smiles points per AED 5 spent internationally
  • 4 Smiles points per AED 5 spent locally in the UAE

ADIB ISIC Prepaid Card

ADIB ISIC Prepaid Card
  • Global Recognition
  • A range of discounts in UAE and abroad

ADIB Etihad Visa Platinum Card

Visa Etihad Offer
  • ​​Up to 50,000 bonus Etihad Guest Miles
  • Get 3 Etihad Guest Miles for every AED 4 equivalent spent on non-AED transactions internationally
  • Get 2.2 Etihad Guest Miles for every AED 4 spent on AED transaction locally
  • Fast track to Etihad Guest Gold Tier
  • Valet parking at selected locations in the UAE
  • Free airport lounge access via Lounge Key
  • Free Companion Ticket
  • 24/7 Free Roadside Assistance across the UAE
  • Withdraw 100% of your finance limit as cash
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 60,600 Etihad Guest Miles
  • *Minimum Salary AED 10,000​​
  • Annual fee: AED 2,000​ (can be covered by Etihad Guest Miles)

ADIB Etihad Visa Gold Card

Visa Etihad Offer
  • Up to 35,000 bonus Etihad Guest Miles
  • Get 1.5 Etihad Guest Miles for every AED 4 equivalent spent on non-AED transactions internationally
  • Get 1 Etihad Guest Miles for every AED 4 spent on AED transaction locally
  • Fast Track to Etihad Guest Silver Tier
  • Free roadside assistance
  • Free Companion Ticket
  • Withdraw 100% of your finance limit as cash
  • Pay your ADIB Etihad Guest Covered Card Annual Fees using 30,300 Etihad Guest Miles
  • *Minimum Salary AED 5,000​​​
  • Annual fee: AED 1,000​ (can be covered by Etihad Guest Miles)

ADIB Etihad Visa Classic Card

Visa Etihad Offer
  • Up to 10,000 bonus Etihad Guest Miles
  • Get 1 Etihad Guest Miles for every AED 4 equivalent spent on non-AED transactions internationally
  • Get 0.75 Etihad Guest Miles for every AED 4 spent on AED transaction locally
  • Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends.
  • Free roadside assistance
  • Withdraw 100% of your finance limit as ​cash
  • Pay your ADIB Etihad Guest Covered Card Annual fees using 15,150 Etihad Guest Miles​
  • *Minimum Salary AED 5,000​
  • Annual fee: AED 500​​ (can be covered by Etihad Guest Miles)

ADIB Emirates Skywards World Elite Card

Visa Emirates Offer


  • Up to 120,000 bonus Skywards Miles.
  • Emirates Skywards Silver tier membership.
  • Fast Track to Emirates Skywards Gold tier membership.
  • Complimentary Emirates Home check-in services within Dubai.
  • Unlimited Airport lounge access for primary card holder and guest.

ADIB Emirates Skywards World Card

Visa Emirates Offer


  • Up to 60,000 bonus Skywards Miles.
  • Enjoy Emirates Skywards Silver tier membership.
  • Two complimentary Home check-in services within Dubai.
  • Unlimited airport lounge access via LoungeKey.

ADIB Smiles Visa Signature Card

Visa Smiles Offer
  • 70,000 Smiles points upon sign up!
  • Complimentary 1 year subscription to Smiles
  • Unlimited Buy 1 Get 1 worth AED 199
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 30 Smiles points on per AED 5 spent on Smiles App
  • 15 Smiles points per AED 5 spent internationally
  • 10 Smiles points per AED 5 spent locally in the UAE​
  • *Minimum Salary AED 20,000​

ADIB Smiles Visa Platinum Card

Visa Smiles Offer
  • 50,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 20 Smiles points on per AED 5 spent on Smiles App
  • 10 Smiles points per AED 5 spent internationally
  • 8 Smiles points per AED 5 spent locally in the UAE​
  • *Minimum Salary AED 10,000​

ADIB Smiles Visa Gold Card

Visa Smiles Offer
  • 20,000 Smiles points upon sign up!
  • Complimentary 90 days subscription to Smiles Unlimited Buy 1 Get 1 worth AED 55
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 16 Smiles points on per AED 5 spend on Smiles App
  • 8 Smiles points per AED 5 spent internationally
  • 6 Smiles points per AED 5 spent locally in the UAE​
  • *Minimum Salary AED 5,000​​

ADIB Smiles Classic Card

Visa Smiles Offer
  • 5,000 Smiles points upon sign up!
  • 10,000 Smiles points as quarterly bonus subject to meeting the spend criteria of AED 25K each quarter.
  • 12 Smiles points on per AED 5 spent on Smiles App
  • 6 Smiles points per AED 5 spent internationally
  • 4 Smiles points per AED 5 spent locally in the UAE​

Corporate Purchase Card

ADIB Corporate Cards
  • Free-for-Life card with no set up cost
  • Focused on facilitating Business to Business (B2B) and Business to Government (B2G) payments.
  • ADIB Direct Banking access for real time transaction monitoring and controls
  • ​Monthly e-statements

Corporate Travel & Hospitality (T&H) Card

ADIB Corporate Cards
  • Free-for-Life card with no set up cost
  • Complimentary Global Airport Lounge Access
  • ​Complimentary Travel Insurance for Cardholders

Multi-Currency Corporate Cards (Virtual Cards)

ADIB Corporate Cards
  • Free-for-Life card with no set up cost
  • ​ADIB Direct Banking access for real time transaction monitoring and controls
  • Monthly e-statements​