When it comes to financial matters, there's nothing like the peace of mind that comes from knowing your family is looked after.


What is Takaful Protection for Covered Cards?

Islamic Covered Card Takaful is an optional facility that offers protection in the unfortunate events of your Death, Permanent Total Disability, Critical Illness, Terminal Illness, Hospitalization, Involuntary Loss of Employment and Loss or misuse of your card

How much does it cost?

Your Takaful Protection contribution is only 89 fils for every AED100 of your closing monthly utilised amount. This amount includes the Takaful Protection installments and the Bank’s agency fees. So, for example, the Takaful Protection contribution for a utilised amount of AED 1,500 at the end of the month is only AED 13.35, and if your utilised amount at the end of the month is zero there is no Takaful Protection contribution at all. The Takaful Protection contribution is automatically included in your monthly statement.

​​What are the benefits?

  • In the Unfortunate event of Death, Permanent Total Disability, Terminal illness and Critical Illness get a cover up to AED 250,000 
  • Covers your card’s minimum payments up to AED 4,000 for 6 months in case of your Involuntary Loss of Employment 
  • Get AED 200 per day for up to 60 days if you get hospitalized for any reason 
  • In the event of Loss or Misuse of your card get a cover up to AED 10,000 of your loss 
  • A spectrum of benefits at a very competitive rate. 
  • Convenient Payment Option

How do I subscribe?

Simply tick the option when you fill in your Covered Card application. And remember – you can cancel it at any time.*

About the Takaful Provider

ADIB has selected Dubai Islamic Insurance & Reinsurance Company (AMAN) for takaful protection on Covered Cards. For more information about the Takaful provider please visit www.aman.ae​​



Dear Cover Cardholders enrolled in ADIB Covered Card Takaful Scheme since 1st January 2015 onwards, we hereby inform you that your Takaful coverage on you ADIB Covered Card is now provided by Dubai Islamic Insurance & Reinsurance Company (AMAN) instead of Abu Dhabi National Takaful Company (TAKAFUL) with effect from 1st October 2017. Please note that there will not be any change in your Monthly Contribution Amount or your Takaful coverage & benefits.

For more information, please call our customer service line 600 543216 or walk into any of our branches

For the Covered Card Takaful terms and conditions, click here​.

*Upon cancelation, the customer will not be able to re-subscribe as per the policy terms and conditions.​

Disclaimer: Takaful products are offered by a third party (Takaful company), and issued subject to their terms and conditions and are provided as is and without warranties of any kind either expressed or implied by Abu Dhabi Islamic Bank PJSC (“ADIB”). ADIB does not offer Takaful nor does it manage, underwrite or issue Takaful contracts. ADIB is only a distributor for this product against distribution and arrangement fee payable by the Takaful company and is not responsible for rejected applications or claims by any Takaful company. Terms and Conditions of the Takaful Policy shall apply. ADIB is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Takaful being offered and does not accept any liability and shall not be liable for any loss or damage arising directly or indirectly to the customer taking any Takaful product.