The ADIB Electron Accou​nt is a simple bank account offering you an easy-to-use demand deposit account that does not even require UAE​ residency to open.​

your benefits include:


Free Unlimited Teller Transactions At Over 80 Branches Across The UAE 

For your day-to-day banking needs, you can use the teller service at any ADIB Branch free of cost. You can choose from over 80 branches in the UAE including Dana Women's Banking branches, 10-to-10 branches and our 24/7 ​branch at Abu Dhabi Airport.

Free ADIB Visa Electron Debit Card​

We provide secure, instant access to your account at any ATM or retail outlet. You can check balances, withdraw cash  (with higher withdrawal limits), pay bills, and transfer funds for free at over 700 ADIB ATMs (and growing)  across the UAE (charges apply when you use other bank ATMs locally and worldwide). You can shop with your ADIB Visa Electron Debit Card​​ card at thousands of retail stores locally and internationally.

ADIB Mobile Banking App

Bank Anytime, Anywhere with the ADIB Mobile Banking App - available for all iPhone, Android & Blackberry devices. you need just one e-PIN to simply and safely access online, mobile and phone banking. Download the ADIB Mobile Banking App on your tablet or smartphone today and discover why more and more clients are raving about its simplicity!​

  • ​Send money in the UAE and abroad
  • Pay bills
  • Recharge phone and Salik credit
  • Navigate to our nearest branch or ATM
  • Check balances and statements
  • Apply for financing and so much more

​If you prefer banking without downloads and data packages, simply dial *161# from your registered mobile number and bank with no airtime / data usage charges.

Standing Instructions 

Manage your time by automatically making payments for regular transactions (such as bill payments, transfers, donations or installments) on your chosen dates. 

24 Hour Banking Services

 In addition to our mobile app, you will always have:

Account Statements 

Your account statements are also sent to you by postal mail on a quarterly basis.

Free e-Statements

e-Statements are delivered to your mailbox on a monthly basis at no extra cost.

ADIB WebSecure

Ensuring online shopping is safe (click here to know more)

How is this Shari'a compliant?​

This account is based on the Islamic principle of Qard Hasan - where your deposits are considered as a non-profit bearing loan to ADIB. The bank will be obliged to return the lent amount at any time upon the request of the customer. ​​​​​​​​​​

  • ​​Original passport - for Joint Accounts, please bring all origi​​nal passports and all account holders should also be present ​
  • ​Valid Emirates ID (for UAE Nationals & Residents)​​
  • Electron account may be opened for customers with minimum salary of AED 5,000, i.e. Salary of AED5,000 or more to be declared in the account opening form