Looking for a flexible investment option? The ADIB Time Deposit allows you to invest your funds for a fixed period of time. At maturity, the distributed profit may be credited to an account designated by you.


​A Higher Expected Profit Share
A higher profit share is expected for ADIB Time Deposit account holders (compared to a regular Savings Account).


Flexible Investment Period
You can choose to invest with us every one, three, six, nine or twelve months -  depending on the type of the account.  You also choose when to receive the profits distributed.

Important Notes

This investment account is based on the Islamic principle of Mudaraba where you share profits and bear losses as stipulated in the Banking Service Agreement.

You need to invest a minimum of AED 10,000. ​

Required Documents

  • Original valid passport
  • Residence visa for signatory
  • Constitutive documentsincluding Trade License, Commercial registration, MOA and any subsequent amendments and POA’s, if any
  • ​​​For Joint Accounts,please bring all original passports and valid company documents (all account holders should also be present)​