Offered to businesses that use ADIB Point-of-Sale (POS) solutions and settle the proceeds through Business Merchant Account.


Main Features and Benefits

  • ​Free Business Classic Debit Card
  • ADIB Direct online platform to bank on the go
  • Business Classic Cheque Books
  • Free 5 monthly teller transactions
  • Free monthly e-Statements
  • Available in AED currency only

Schedule of Charges
​Banking service agreement

  • Original valid passport, residence visa, and Emirates ID for the signatories / partners
  • ​Trade license
  • Commercial registration
  • Chamber of Commerce membership certificate
  • Memorandum of Association
  • Subsequent amendments and POA’s, if any

*Additional documents may be requested according to ADIB policies and procedures​​​​​​​​​

Eligibility and Fees

  • Businesses that use ADIB Point-of-Sale (POS) machines and settle the proceeds though ADIB Merchant Account.
  • Monthly Maintenance Fee AED 250/per account.
  • The monthly maintenance fee is waived by the bank if the minimum monthly average balance is greater than AED 200,000 in accordance with the segmentation process.