ADIB | Home Refinance in UAE | Abu Dhabi Islamic Bank

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Buyout

ADIB Home Finance offers:

Financing upto AED 30 million for Nationals and Expatriates
Profit rates as low as 2.49% per annum
Special rate for financing handover payments to developers
Financing upto 80% of property value
No early settlement fees when selling the property
Instant pre-qualification
Up to six months optional grace period
ADIB paid property insurance for full tenure

Banking Services and Tariff Board

Required Documents
Eligibilty

Valid Passport with residence visa copy & Emirates ID.
Khulasat Al Kaid (Family book for UAE Nationals only)
Salary certificate
Ownership documents for self-employed individuals
Proof of Income
Bank statements
Liability letter (if applicable)
Property documents

Note: Further documents might be needed during the application process.

Monthly salary AED 10,000
Annual turnover of AED 3,000,000 for Self-employed UAE Nationals and Expatriates
Minimum age of 21 Years [30 years for Self-employed] and maximum of 70 years at maturity [70 years for Expatriates]
Properties located in all emirates for salaried customers
Properties located in Abu Dhabi and Dubai only for Self-employed customers

*Terms and conditions apply