Key Benefits

Financing up to AED 10 million (up to 85% of property value)

ADIB paid property insurance post completion

Profit Rates As low as 4.75% per annum

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Financing Amount

Financing of upto AED 10 million for Nationals and Expatriates Up to 85% of the property Value

Competitive Profit Rates

As low as 4.75% per annum

No Early Settlement Fees

When selling the property

Grace Period

First payment postponement up to 6 months (optional).

Property Insurance

Paid by ADIB for full tenure

Documents you'll need

  • Valid Passport with residence visa copy & Emirates ID.
  • Khulasat Al Kaid (Family book for UAE Nationals only)
  • Salary certificate
  • Contractor and Consultant report
  • Ownership documents for self-employed individuals
  • Proof of Income
  • Bank statements
  • Liability letter (if applicable)
  • Property documents
* Note: Further documents might be needed during the application process


  • Monthly salary AED 10,000 for UAE Nationals & AED 15,000 for Expatriates
  • Annual turnover of AED 3,000,000 for Self-employed UAE Nationals and Expatriates
  • Minimum age of 21 Years [30 years for Self-employed] and maximum of 70 years at maturity [70 years for Expatriates]
  • Properties located in all emirates for salaried customers
  • Properties located in Abu Dhabi and Dubai only for Self-employed customers.